Our business banking loan segment offers you a host of innovative products and flexible services which are customised to meet your evolving financial needs through our wide branch network.
- Cash Credit / Overdraft for meeting working capital finance requirement.
- Export Credit to provide Pre-Shipment and Post Shipment finance.
- Letter of Credit to facilitate trade.
- Bank Guarantees for meeting performance and financial obligations.
- Term Loan for purchase of commercial assets and business expansion needs.
Up to Rs 50 million for working capital and capital expenditure needs.
Residential/Commercial/Industrial property, liquid securities
Sole Proprietorship Firm, Partnership Firms, Private limited Companies, Public limited Companies
Minimum one year business operation and audited financial.
*and such other pre-requisites as may be desired by the bank
Low collateral requirement:
Lending available up to 3 times of the value of the collateral.
De-centralised operations for fast processing and quick availability of loans.
Convenient documentation process to offer ease and flexibility.
Low interest rates and commission charges.
Priority sector clients:
Attractive pricing offered for customers under priority sector lending.
Fast and Easy renewals:
Hassle-free renewals with less documentation.
Dedicated and exclusive relationship managers:
Dedicated relationship managers to provide complete financial solutions.
Leverage on our anywhere banking services through 2,500 plus branch network.