Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly


2 mins Read | 4 Years Ago

Benefits of Online Payment Options

Thanks to online banking, you can now make instant payments from the comfort of your home. Whether you need to send money to your loved ones for this festive season or make payments for a surprise gift, it can be possible at the click of a button. Read this post to know some of the biggest benefits of digital payments.

Remember the time when you had to deposit cheques for paying utility bills, only to often miss the due date? But thanks to modern banking technologies, this is now a thing of the past. From paying bills, taxes, insurance premiums, loan Equated Monthly Instalments (EMIs), shopping, to mobile/DTH recharges, all of your payments can now be made online. Are you still not sure whether or not online payment is a better choice over paying offline? Here is a list of some top benefits to help you decide.

1. Anytime, Anywhere Payments

Whether you are at home or office, or even miles away from your home, simply log in to the online banking portal of your bank and make instant payments any time. This eliminates the need for you to physically visit any payment centre for bill payments and also saves a lot of time and efforts. Moreover, as digital payments are quick and easy, it enables you to pay all your bills, taxes, premiums and more before the due date, protecting you from paying any late fee.

2. Enhanced Security

Some people in India still do not trust digital payments and believe that they are not secure. But be rest assured that banks have multiple security measures in place to make sure that every single payment is fully secured and protected. Every online banking transaction is secured by a two-factor authentication system. Apart from your password (in case of Internet Banking) or CVV (in case of Debit or Credit Card), you are also asked to provide a 3D secure PIN, Card PIN, or One-Time Password (OTP) sent to your registered mobile number or e-mail ID) to complete the transaction.

3. Mobile access

One of the biggest online banking advantages is mobile access. Many banks now have their own mobile apps or exclusive official website for mobile devices. These options provide the flexibility of on-the-go payments. Be it paying utility bills on the way to work or shopping online while dining out or transferring funds; this on-the-go payment flexibility comes in very handy.

4. Track your payments on the go

Whether you are trying to stick to a budget or just want to check when you made the last bill payment, the 'track your transactions' feature is one of the most important online banking benefits. Once you log in, you get the option to track all your past online transactions, including payments and transfers. Moreover, the tool lets you filter the statement by date, month or year as well. This also eliminates the need for you to visit your bank to get entries done in your account passbook.

5. Gift vouchers and other offers

Some banks also offer different types of gift vouchers or other offers like discounts and cashback when you make payments online. From shopping, bill payments, to ordering food; you get to take advantage of many different types of promotional deals with digital payments. This allows you to save money and enjoy a range of other benefits every time you use the Internet Banking portal of your bank to make a payment.

Activate online banking today

If you have a Savings Account, but don't use Internet Banking, you sure are missing all the exciting online payment benefits listed above. Get in touch with your bank to activate online banking and experience banking in a whole new way with added convenience, safety and savings. And if you already have Internet Banking access, log in to Internet Banking and enjoy the privileges.

Just log in today to experience ICICI Bank Internet Banking.


For disclaimer, Click Here.

People who read this also read

View All


View All
2 mins Read | 3 Years Ago
EMI Facility on Internet Banking - Everything You Should Know
Internet Banking

Scroll to top