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2 mins Read | 1 Year Ago

Instant Zero Down Payment Bike Loan At Low Interest Rate

Things To Know Before Getting A Two-Wheeler Loan


If you are in the market for a bike but find yourself short of funds to pay for it in one go, an instant Two-Wheeler Loan might be the solution. ICICI Bank Two-Wheeler Loan is designed to help you get the bike of your dreams with an instant zero down payment at low-interest rates

In this blog post, let's look at the benefits of this loan and how you can use our Bike Loan Calculator to determine your eligibility.

If you can't find the time to visit a bank to apply for your loan our Two-Wheeler Loans can come to you. You can apply online from anywhere, anytime through our hassle-free application process. You can also choose your own repayment EMI option and tenure for repayment. There's also zero down payment to avail these loans. Apply for your next Two-Wheeler Loan with confidence! In case you want more clarity, read on. 

What is a Two-Wheeler Loan?

A Two-Wheeler Loan is a type of loan that you can take to purchase a bike (or scooter). It is similar to any other type of loan where you borrow a certain amount of money and then pay it back over time with interest. 

Eligibility for Zero Down Payment on Bike Loan

  • You must be a resident of India and over the age of 21 years. 

  • You must also have a stipulated minimum income per month

  •  If you are self-employed, you must be in the business for at least three years. Additionally, you will need to provide certain documents such as your ID proof, address proof and income proof..

Interest Rate for Zero Down Payment Bike Loan

Our competitive interest rates for our Two-Wheeler Loans can go as low as Rs 29 on every Rs 1,000 you borrow, if you are eligible. If not, the interest rate will still be affordable although it may vary a little according to the loan amount, repayment tenure and your credit rating.

Zero Down Payment on Bike Loan Features

ICICI Bank Two-Wheeler Loans come with a range of features that make them a great option for existing and new customers alike. Anyone looking to purchase a bike or scooter can get an instant zero down payment on his/her loan and get 100% of the loan amount.

This means that you do not need to pay any money upfront to purchase your bike. You can repay the loan over a flexible repayment tenure of 48 months, choosing a repayment period that fits your finances.

Another feature of the loan is that you can get a pre-approved loan amount so you know the amount you are eligible for even before you start shopping for your bike. Additionally the loan has no hidden charges or fees ensuring that you get a transparent and fair loan product. 

Here are a few more:

Two Wheeler Loan Minimal Documentation

With our Two-Wheeler Loans there is no need for excessive documentation. If you are eligible, you can avail our paperless disbursement and digital online loan application to get the loan.

Loan Digital Application

You can apply online easily through the online application process on our website.

Insta-Loan Disbursal

Not only will we approve your loan quickly but will disburse it even quicker. You can apply for your Two-Wheeler Loan and get a quick loan disbursement upon approval.

Using ICICI Bank Bike Loan Calculator

One of the most useful tools that we have for you is our online Bike Loan Calculator. This will help you determine your eligibility for a Two-Wheeler Loan and will also give you a calculated layout for the monthly EMI you will need to pay. 

To use the calculator follow these steps:

Step 1: Visit the ICICI Bank website and navigate to the Two-Wheeler Loan page.

Step 2: Click on the "Bike Loan Calculator" button.

Step 3: Enter the loan amount that you require.

Step 4: Choose the repayment tenure that you would like. The maximum repayment tenure is 48 months.

Step 5: Enter details such as your name, mobile number and email address.

Step 6: Click on the "Calculate" button to get an estimate of your monthly EMI.

Please use the Bike Loan Calculator to plan your finances and determine whether the loan is affordable.

Advantages of a Zero Down Payment Bike Loan

Eligible customers can get a zero down payment Bike Loan. It offers several advantages. It will help you purchase your dream bike or scooter without having to dip into your savings for a down payment.

A zero down payment Bike Loan can help you manage your finances efficiently. By not having to pay a large amount upfront, you can use your saved-up money for other necessary expenses.

Finally, a zero down payment Bike Loan can help you build up your credit score. By making easily affordable EMI payments regularly on your loan, you can improve your credit score and further improve your chances of getting approval for other great loan offers in the 


ICICI Bank Two-Wheeler Loan can be a simple and quick option for anyone looking to purchase a bike or scooter. With an instant zero down payment and low-interest rates, the loan is even more affordable and flexible for pre-approved customers. The free Bike Loan Calculator can help you determine your eligibility before you apply and let you plan your finances for that shiny new two-wheeler. 

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