How Will You Find the Perfect Credit Card for Your Daily Spends
Gone are the days when Credit Cards were meant only for major purchases – buying jewellery or paying an EMI. Today, Credit Cards are used for the smallest spends, right from paying for cab to dining out. Credit Cards have become more common place and it’s important to find a card that is readily available for your daily expenses. That being said, here’s a brief guide on how to find such a Card.
Why use a Credit Card for daily spends?
Keeping a Credit Card to manage your day-to-day expenditure is beneficial in several ways. First, when you keep a dedicated Credit Card for this purpose, you avoid having to stop and decide which Card to use each time you’re buying anything. Moreover, rewards and bonuses are among the most important Credit Card features. When you use a suitable Credit Card for daily spends, you accumulate more rewards with each purchase.
Tips to find the right Credit Card for everyday expenditure
To apply for Credit Cards, you need to keep a few things in mind:
Look for a Card with Offers
For instance, if you have a car, Credit Card Offers related to fuel can be helpful. The ICICI Bank Platinum Chip Credit Card lets you save 1% fuel surcharge at all HPCL petrol pumps. At the same time, you get Reward Points on every purchase (except fuel). If you are a family of movie buffs, get the Coral Credit Card that offers discounts on movie tickets twice a month along with waiver on fuel surcharge. You can also explore the Everyday Delight offers with ICICI Bank.
The Interest Rate on the Card
Since you are going to use the Card almost on a daily basis, you need a variant that has a low interest rate. A Card that comes with a high interest rate will nullify all the benefits you earn through rewards and bonuses. Getting a pre-approved Credit Card might be relevant in this regard.
Managing your Credit Card bills
You can’t keep every expense and detail locked up in your memory to refer to at a later date. You need a Credit Card that is easy to manage. For instance, ICICI Bank lets customers manage their Credit Card and its features using the iMobile Pay app. You can get the summary of all your expenses or your monthly Credit Card bill in a few clicks.
So, get in touch with ICICI Bank and choose a Credit Card that suits you.
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