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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
6.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.25% Apply Now
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
10.99*% Apply Now

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Payback Loyalty Cards – Earn & Redeem Payback Points

PAYBACK is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions.


In addition, use your PAYBACK Card across PAYBACK partners to earn & redeem more points. The PAYBACK brand network includes Big Bazaar, Brand Factory, Central, Ezone, Food Bazaar,, Home Town, HPCL,, Univercell and many more, helping you earn PAYBACK Points faster on one account.


With your ICICI Bank Credit Card and PAYBACK, shopping is truly rewarding.

Key Advantages of the PAYBACK programme

  • One Card, many partners, more rewards – Use a single Card to shop and earn points across partner brands network and redeem them for exciting rewards.
  • Earn PAYBACK Points every time you shop using your ICICI Bank Credit Card.
  • Point Multiplicity - Use both your ICICI Bank Credit Card and PAYBACK Card at a PAYBACK partner and earn points on both the cards for the same transaction.
  • Tie-ups with leading partners across categories - online and retail.
  • Exclusive partner offers and bonus point promotions.
  • Endless possibilities of redeeming points for exciting rewards.