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EMI on Internet Banking

EMI on Internet Banking

Now tick of all the items from your shopping wishlist and pay totally hassle-free because ICICI Bank is introducing EMI with Internet Banking and Insta Personal Loan.

While checking out your cart at shopping website, choose Net Banking, opt for EMI and choose to pay it off in the tenure that suits you. Simple and convenient. So let’s get shopping.

EMI on Internet Banking

Benefits you get for opting for EMI on Internet Banking

How to avail


Step 1

Choose Net Banking while checking out the shopping cart at website.


Step 2

Login with your Net banking details


Step 3

Choose “Pay with EMI” option


Step 4

Choose your EMI tenure, loan amount and authorize the payment

How it works

ICICI Bank is giving an option to take the Insta Personal Loan with flexible EMI option on your online purchase.

You can pay the amount of item for shopping by taking a personal loan and paying back in flexible EMIs. Additional amount above transaction amount loan can be taken.


Only few chosen customers are eligible to avail this service for now. Only applicable for transactions above Rs 25,000


What is EMI on Internet Banking?

A pre-approved loan is usually offered by banks to customers who have a clean track record of repaying their dues. It is often offered at lower interest rates. It is also offered in case customer has no credit history basis parameters like income and savings history.

What is the pre-approved amount that can be sanctioned?

This is based on your credit history and loan repayment track.

How can I apply for EMI on Internet Banking?

While making payment for your online purchases, at the payment/checkout, select ‘ICICI Bank EMI on Internet Banking’ option to make the payment.

How much time does it take for pre-approved loan approval and disbursal?

This is a one-click step loan disbursal process.

Do I need security to avail of instant Personal Loan?

No, there is no requirement of security or guarantor for the pre-approved loan.

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