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EMI on Internet Banking

Now tick of all the items from your shopping wishlist and pay totally hassle-free because ICICI Bank is introducing EMI with Internet Banking and Insta Personal Loan.

While checking out your cart at shopping website, choose Net Banking, opt for EMI and choose to pay it off in the tenure that suits you. Simple and convenient. So let’s get shopping.

Benefits you get for opting for EMI on Internet Banking

You can choose upto 5 years as tenure for your EMI

One click step loan disbursal and email to customer.

Attractive interest rates

Freedom to pay at ease

Zero documents required since it is pre-approved

Avail customer service 24x7

Safe and secure payment

No credit card required

How to avail

Step 1

Choose Net Banking while checking out the shopping cart at website.

Step 2

Step 3

Choose “Pay with EMI” option

Step 4

Choose your EMI tenure, loan amount and authorize the payment

How it works

ICICI Bank is giving an option to take the Insta Personal Loan with flexible EMI option on your online purchase.

You can pay the amount of item for shopping by taking a personal loan and paying back in flexible EMIs. Additional amount above transaction amount loan can be taken.

Eligibility

Only few chosen customers are eligible to avail this service for now. Only applicable for transactions above Rs 25,000

FAQs

What is EMI on Internet Banking?

A pre-approved loan is usually offered by banks to customers who have a clean track record of repaying their dues. It is often offered at lower interest rates. It is also offered in case customer has no credit history basis parameters like income and savings history.

What is the pre-approved amount that can be sanctioned?

This is based on your credit history and loan repayment track.

How can I apply for EMI on Internet Banking?

While making payment for your online purchases, at the payment/checkout, select ‘ICICI Bank EMI on Internet Banking’ option to make the payment.

How do I repay the pre-approved loan?

Choose Net Banking while checking out the shopping cart at website. Log in with your Internet Banking details, choose ‘Pay with EMI’ option. Choose your EMI tenure, loan amount and authorise the payment.