Insta Loan Against Mutual Funds

Insta Loan Against Mutual Funds

Now avail of Insta Loan Against Mutual Funds in just a few minutes!

You can now avail of paperless and instant liquidity against your mutual funds through our Insta Loan Against Mutual Funds facility. This facility can be availed by marking a lien on the mutual funds managed by asset management companies registered with Computer Age Management Solutions Private Limited (“CAMS”), in a few simple clicks.

Key product features of Insta Loan Against Mutual Funds

  • Loan up to 50% of the Net Asset Value (“NAV”) in case of equity mutual funds and up to 80% in case of debt mutual funds.
  • Facility available against the list of mutual funds approved by ICICI Bank and that are registered with CAMS.
  • Facility available exclusively for select ICICI Bank Account holders having mutual fund holdings in individual capacity.
  • Long term retention of mutual funds portfolio without liquidation.
  • Interest charged on the utilised amount and for the utilised period only.

All you need to do is:

  • Log in to ICICI Bank Internet Banking.
  • Go to ‘Investment & Insurance’ and click on ‘Loan Against Mutual Funds’.
  • Select the type of mutual funds that you wish to mark a lien over.
  • Confirm the request at CAMS portal through One-Time Password (OTP) authentication.
  • Read through the Insta loan terms and conditions and accept the same.
  • Enter the OTP received and get the loan against mutual fund Over Draft (OD) account opened instantly*.
  • Post confirmation of lien marking, the limit will be set in relevant OD loan account.
  • Start using the funds.


*Terms and Conditions apply.

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