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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs) 		6.90% Apply Now
Senior Citizens
(390 days - 2 yrs) 		7.40% Apply Now
 
Loans
Home Loan
(Upto 30 lacs)		 8.35*% Apply Now
Personal Loan
(Upto 20 lacs)		 11.29*% Apply Now

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Personal ›Investments ›Fixed Income Products ›Senior Citizens Savings Scheme ›Eligibility

Senior Citizen Saving Scheme - Eligibility

  • An investor who has attained the age of 60 years or above
  • An investor Who has attained the age of 55 years or more but less than 60 years, and who has retired on superannuation or otherwise (Account has to be opened by such individual within one month of the date of receipt of the retirement benefits)
  • Retired personnel of Defence Services (excluding Civilian Defence Employees) shall be eligible to subscribe under the scheme irrespective of the above age limits subject
  • Retired personnel of Defence Services (excluding Civilian Defence Employees) shall be eligible to subscribe under the scheme irrespective of the above age limits
 

*Account can be jointly held with Spouse.

 

**NRIs & HUF - are not eligible to invest in SCSS.