Senior Citizen Travel Insurance

Senior Citizen Travel Plan (71-85 years)


Unexpected medical and non-medical expenses can drain you of your finances if you do not have a comprehensive travel insurance plan. The Senior Citizen Travel insurance not just secures you during your International travel but also protects you abroad in times of need.


Key Benefits


No medical test required upto 85 years of age


No Sublimits plans are available for Schengen countries


Cashless medical services across the world


Quality health care facility for insured through UHI


Original policy cover for 180 days can be extended to another 180 days


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Political Risk and Catastrophe Evacuation – get paid for cost of Insured’s return to the Country of Residence


Get cover for Total Loss of Checked In Baggage including handbags****


Compassionate Visit – Payment of traveling and lodging & boarding expenses for a family member or relative in case of Insured’s hospitalization for more than 5 days


Pay per day, slab rate only for first 7 days. Beyond 7 days then pay on per day basis


Political Risk and Catastrophe Evacuation- get paid for cost of Insured’s return to the Country of Residence


Policy can be extended online incase of any trip extension plans. Beyond stipulated time, just pay only for number of days extended



Eligibility and Coverage

What is covered


Sr NoBenefitsSum InsuredDeductibles in US $
1 Medical Cover (includes medical evacuation cost US$ 25,000, US$ 50,000 US$ 100 (Total amount applicable for Medical Expenses along with the applicable extensions under Medical Expenses
2 Repatriation of Remains (Including in medical Sum Insured) US$ 7,500 NA
3 Total Loss of Checked in Baggage US$ 500 NA
4 Delay of Checked in Baggage* US$ 100 NA
5 Loss of Passport US$ 300 US$ 50
6 Personal Liability US$ 1,00,000 5% of Actual
7 Personal Accident US$ 2,500 NA
8 Hijack Distress Allowance** US$ 125 per day for max. 7 days NA
9 Emergency Cash Advance US$ 1,000 NA
10 Trip Cancellation & Interruption US$ 500 NA
11 Missed Flight Connection*** US$ 500 NA
12 Trip Delay* US$ 500 NA
13 Political Risk and Catastrophe Evacuation US$ 7,500 NA


* Delay of more than 6 hours
** Delay of more than 12 hours
*** Delay of more than 3 hours



No Sub-Limits: plans are available for Schengen countries


Sub-Limit B: Applicable for all plans except for schengen countries; for persons aged 51 years and above.

Policy Exclusions

What is not covered


Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

  •  Addiction to alcohol, drugs
  •  Mental disorder, anxiety, depression
  •  Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic /homeopathic therapies
  • Treatment relating to removal of physical flaws-cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

For more details, kindly refer to the Policy Wordings.


The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited (ICICI Lombard) having Registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi Mumbai 400025. IRDA Reg. No. 115. Toll Free no. 18002666. Fax no - 022 61961323. CIN (U67200MH2000PLC129408).

ICICI Bank Limited ("ICICI Bank") with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat is a Corporate Agent (Composite, IRDAI Regn No.: CA0112 valid till 31/03/2022) of ICICI Lombard. Insurance is underwritten by ICICI Lombard. ICICI Bank's customer's participation in the policy is entirely voluntary and is not linked to availment of any other facility from ICICI Bank.

International Travel Insurance Misc 129 ICITIOP02002V020102,, T&C apply