Life Insurance

Types of Life Insurance Policies


Term Life Insurance Plans

terms plan

Term Life Insurance plan ensures financial protection and stability to your family in case of any unforeseen events. It offers adequate coverage at an affordable price. There is no maturity value or survival benefit in a term plan. Term Insurance benefits can be offered through lump sum payment or regular income stream or a combination of both.


Why do I need Term Life Insurance?

  • Protection: A term life insurance helps in securing family's future in your absence. From taking care of the daily expenses, to other, more significant expenses like professional education for the children and their marriage, having a safety net helps.
  • Tax Benefits: Apart from the benefit of protection, term insurance plan also offers you tax benefits under Sec 80C up to Rs. 1,50,000. tax limits.

How much life insurance cover do I need?

Use our Life insurance Calculator to find out how much you need to save to maintain a comfortable lifestyle. Calculate Term life insurance quotes.

How to make a claim?

Step 1: Claim Intimation

Intimate and submit the required set of documents


Step 2: Claim Processing

Claim assessors will review the documents and guide you throughout the process


Step 3: Claim Decision

Claims team will communicate the decision. Payments will be made through electronic transfer.



To know more about Claim Process please, click here.


Wealth Insurance Plan

wealth plan

Wealth Plans ensure that you receive your invested amount at the time of maturity of the Policy. In an unfortunate event during the term of the policy, your family also receives lump sum amount, called the Sum Assured. Thus it combines the benefits of protection and saving in a single instrument.


Why do I need Wealth Plan?

  • Regular savings: Insurance inculcates the habit of regular and disciplined savings, which is the key to successful long term financial planning. Pay your premiums regularly and enjoy the uninterrupted benefits of wealth insurance.
  • Protection: It provides the protective benefit of a life cover, which keeps your family secure, always.
  • Tax benefits: Apart from protection and savings, wealth plans also offer tax benefits as per prevailing tax laws

Why should I start planning my wealth savings now?

  • Savings need to be started at the earliest so that you can enjoy the benefits of long term planning.
  • It is better to be prepared for any unfortunate events and ensure that the financial needs of your loved ones are taken care of
  • The earlier you start planning with wealth insurance, better the goals of your life can be attained.

Pension & Retirement Plans

retirement plans

Retirement Plan ensures that you or your family members receive a regular pension amount post a retirement date. You have the flexibility to choose the retirement date and the manner in which you receive the pension.


Why do I need retirement plan?

  • Financial independence post retirement: Earlier, people could depend on their children to take care of them post retirement. However, as a modern individual, you can maintain your financial independence post retirement also
  • Inflation: Inflation is an important factor. Post retirement, you need a regular income to ensure that your expenses can be met.

How much amount will I need at the time of retirement?

Use our Retirement calculator to get an estimate of how much lump sum amount is required at the time of retirement.