The rate of interest and processing fee was nominal and the loan got sanctioned on proper time.
You can get your ICICI Bank Rubyx Credit Card Against Fixed Deposit in two simple steps:
Get a Fixed Deposit (FD) with ICICI Bank (even better if you already have one)
- To get an ICICI Bank Rubyx Credit Card Against Fixed Deposit, all you need is a valid FD with ICICI Bank.
- The minimum FD amount is Rs 75,000
- The minimum tenure of the FD has to be 180 days.
Please also note that a Rubyx Credit Card Against Fixed Deposit cannot be issued:
- If the FD is in the name of third parties/partnership firms /Hindu Undivided Family (HUF) /Society /Trust /Companies
- Against Linked/ Quantum /Section 80C/ Non Resident External (NRE)/ Non Resident Ordinary (NRO)/ ICICI Home Finance Company (HFC) FDs or if a lien is already marked on the FD
- To minors and foreign nationals.
You may visit the nearest ICICI Bank branch and apply for your card or click here to apply online.
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