EMI On Call for Credit Card Transactions

Overview

Make purchases and pay for them at your convenience, all thanks to the ‘EMI on Call’ facility from ICICI Bank. Convert your credit card transactions into easy Equated Monthly Instalments (EMIs) spread across a tenure ranging from three months to 24 months and pay for your purchases. These are the tenures you get to choose from:

  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 18 months
  • 24 months

Features of ‘EMI on Call’ facility

  • Transactions of ₹3,000 or more can be converted into EMIs under the ‘EMI on Call’ facility.
  • Convert your transactions into EMIs by paying an interest rate of 1.33% per month, on a monthly reducing balance basis and enjoy a lower rate of interest than the revolving rate you would normally pay on your Credit Card
  • A one-time processing fee of 2% of the transaction value is charged at the time of EMI conversion.
  • You cannot convert gold, jewellery or fuel purchases and cash transactions into EMIs.
  • Transactions older than 30 days cannot be converted into EMIs.

How to avail the ‘EMI on Call’ facility?

You can convert your transactions into EMIs with just a few clicks or just a simple call. Avail this facility using any of the following ways.

  1. Through Internet Banking:
    • Step 1: Log in to ICICI Bank Internet Banking
    • Step 2: Go to Credit Cards under the ‘My Accounts’ section and click on ‘Convert to EMI.’
    • Step 3: Choose the card, the transaction and the tenure of the EMIs. Then, click on ‘Submit’.
  2. Through iMobile app:
    • Step 1: Log in to ICICI Bank iMobile app
    • Step 2: Go to the ‘Cards’ section.
    • Step 3: Select your Credit Card
    • Step 4: Click on ‘Convert to EMI’ on the eligible transactions in the ‘Recent Transactions’ section.
    • Step 5: Choose a convenient tenure for the EMIs and click on ‘Submit’.
  3. Call our customer care number 1860 120 7777.
  4. Give a missed call on 9537667667 from your registered mobile number. On receiving your request through a missed call, our representative will call you within two working days.
  5. Give a missed call on 9537667667 from your registered mobile number. On receiving your request through a missed call, our representative will call you within two working days.