Reduce fuel bills with 2.5% Cashback

Up to ₹ 100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.

Save on 1% fuel surcharge

1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.

ICICI Bank Rewards

Your ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions. PAYBACK, India’s largest Reward Programme, has powered ICICI Bank Rewards to bring you a suite of exciting rewards from your everyday spending.

You not only earn PAYBACK Points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK Partner Brands for the same purchase.

You can redeem your PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more. With your ICICI Bank Credit Card and PAYBACK, shopping is truly rewarding!

Earn 2 PAYBACK Points on every ₹100 spent on retail purchases except fuel.

Now you can swipe your PAYBACK membership card at select HPCL pumps to instantly redeem points for fuel at the pump itself ! Every 2,000 PAYBACK Points earn you fuel worth ₹ 500.

This redemption option is available through PAYBACK Points. For Terms & Conditions and more details, please visit

Dreamfolks Membership Programme

This is perhaps one of the best benefits that the card offers. As a Dreamfolks Member, you can relax at more than 450 comfortable and luxurious airport lounges across 115 countries around the world, regardless of the class or airline you fly with, or whether you are a member of an airline frequent flyer club. You can avail the following benefits-

    • 2 complimentary airport lounge visits outside India and 2 spa sessions at selected airports in India every year, through complimentary Dreamfolks membership
    • USD 99 annual membership fee for Dreamfolks Programme is complimentary. You will need to pay for the lounge visit charges for visits done over and above the complimentary accesses
    • Great offers from shopping, restaurants to limos on Dreamfolks app

Joining & Annual Fees

  • Joining Fee - ₹ 199 + goods and services tax
  • Annual Fee (First year) - NIL
  • Annual Fee (Second year onwards) - ₹ 199* + goods and services tax
  • Supplementary Card Fee - NIL
  • Overdue interest on extended credit and cash advances - 3.40% per month (40.80% annualized).

* If total spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.

Please refer to the Most Important Terms & Conditions ( MITC) for other charges.

Not Sure About Which Credit Card ?

Choose the best Credit Card for you that suits your needs. ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs.

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Popular FAQs

What is the credit period for credit card?
Credit free period of 48 days depends on your statement date.
How often can I change my Credit Card limits?
There is no cap on the number of times the limit can be changed
What should I do if my Debit Card is not working?
If you are unable to transact on your credit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.

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