ITSA Investment Tax Savings Account

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ITSA - Investment & Tax Savings Account

Instant Account Opening

Exciting Offers & Discounts

Earn reward points on your Debit Card

Secure Internet & Mobile Banking

14,300+ ATMs all over India

Ease of Investment

Registration for Mutual Fund investments at the time of account opening only
Auto investment in ELSS (Tax Saving Mutual Fund) through convenient Systematic Investment Plan (SIP)
Option to invest in multiple schemes of different Mutual Funds through Money Coach tool in iMobile app

More Savings

A deduction of up to Rs 1.5 lakh is allowed for investments in ELSS, as per the investment limit u/s 80C of Income Tax Act, 1961
Exclusive offers and privileges on Expressions Debit Card
No charges on non-maintenance of Savings Account minimum balance*

Terms and conditions of ICICI Bank and third party apply. ICICI Bank is not responsible for third party products, services and offers. Images are just for illustration purpose.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

*Till the time the payment for monthly SIP and yearly fee for Expressions Debit Card is deducted from Savings Account.

Eligibility

Product available to resident Indian in age group of 18 years and above

Key Benefits of ITSA

ITSA - Gold

Free Gold Privilege Debit Card
Exciting offers & Visa Privileges on Debit Card
Transaction limit of Rs.1,25,000 per day
20% discount on annual locker rentals
Free unlimited cash withdrawal at any bank’s ATM
Free unlimited cash transactions at base branch and branches in same city
Waiver of DD/PO charges for up to Rs 1,50,000 per day
Money Multiplier facility: Earn higher interest rate on your savings account balance
Free SMS Facility

ITSA – Silver

Free Smart Shopper Silver Debit Card
Exciting offers & Visa Privileges on Debit Card
Transaction limit of Rs 1,00,000 per day
15% discount on annual locker rentals
Free unlimited cash withdrawal at any bank’s ATM
Free unlimited cash transactions at base branch and branches in same city
Waiver of DD/ PO charges for up to Rs 1,00,000 per day
Money Multiplier facility: Earn higher interest rate on your savings account balance
Free SMS Facility

ELSS

The investment limit u/s 80C of Income Tax Act, 1961 allows you to take deduction up to ₹ 1.5 lakh
Minimum lock-in of just 3 years is considerably less as compared to other tax saving options
Opportunity to earn potentially higher returns as compared to traditional tax saving options

Expressions Debit Card

Personalized Debit Card
High daily spending limits
Complimentary airport lounge access
Zero surcharge on fuel purchases
Complimentary insurance cover
Zero liability protection

Open Now Know More

How to Apply

Min. SIP Required

Step 1

Start SIP for ELSS Investment

For ITSA Gold - Minimum SIP amount - Rs. 5000 per month

For ITSA Silver - Minimum SIP amount - Rs. 3000 per month

Max SIP amount for ITSA Gold and Silver - Rs. 12,500 per month**

SIP Tenure - Minimum 2 years

Step 2

Apply for Expressions Debit Card

To know more or to open ITSA, please contact a Branch Executive or visit the nearest ICICI Bank Branch

Terms and conditions of ICICI Bank and third party apply. ICICI Bank is not responsible for third party products, services and offers. Images are just for illustration purpose.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

**The investment limit u/s 80C of Income Tax Act,1961 allows you to take deduction up to ₹1.5 lakh. By investing Rs. 12,500 as a SIP on monthly basis the maximum benefit is reached.