Consolidated Balance Sheet

at March 31, 2022

in ‘000s
  Schedule At
31.03.2022
At
31.03.2021
CAPITAL AND LIABILITIES      
Capital 1 13,899,662 13,834,104
Employees stock options outstanding   2,664,141 31,010
Reserves and surplus 2 1,803,961,070 1,562,009,891
Minority interest 2A 59,808,935 95,883,393
Deposits 3 10,913,657,932 9,599,400,180
Borrowings 4 1,616,026,828 1,438,999,393
Liabilities on policies in force   2,288,271,963 2,031,800,413
Other liabilities and provisions 5 828,083,306 996,164,062
TOTAL CAPITAL AND LIABILITIES   17,526,373,837 15,738,122,446
       
ASSETS      
Cash and balances with Reserve Bank of India 6 602,287,069 463,022,049
Balances with banks and money at call and short notice 7 1,228,972,763 1,012,683,253
Investments 8 5,670,977,180 5,365,786,165
Advances 9 9,203,081,390 7,918,013,918
Fixed assets 10 106,054,107 108,092,581
Other assets 11 713,988,010 869,447,777
Goodwill on consolidation   1,013,318 1,076,703
TOTAL ASSETS   17,526,373,837 15,738,122,446
       
Contingent liabilities 12 45,523,411,167 30,213,442,288
Bills for collection   752,325,958 548,463,817
Significant accounting policies and notes to accounts 17 & 18    

The Schedules referred to above form an integral part of the Consolidated Balance Sheet.

As per our Report of even date.

For M S K A & Associates
Chartered Accountants
ICAI Firm Registration no.:
105047W

Tushar Kurani
Partner
Membership no.: 118580

For Khimji Kunverji & Co LLP
Chartered Accountants
ICAI Firm Registration no.:
105146W/W100621

Gautam Shah
Partner
Membership no.: 117348

For and on behalf of the Board of Directors

Girish Chandra Chaturvedi
Chairman
DIN-00110996
 

Vishakha Mulye
Executive Director
DIN-00203578

Rakesh Jha
Group Chief Financial Officer

Uday M. Chitale
Director
DIN-00043268
 

Anup Bagchi
Executive Director
DIN-00105962

Ranganath Athreya
Company Secretary

Sandeep Bakhshi
Managing Director & CEO
DIN-00109206
 

Sandeep Batra
Executive Director
DIN-03620913

Rajendra Khandelwal
Chief Accountant

Mumbai
April 23, 2022