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What are EMIs? When you take a loan, you will need to pay it back in monthly instalments on a fixed date each month. EMIs are calculated based on the total amount of loan taken, the interest rate and the tenure. To know what the exact EMIs will be for different loan amounts and tenure, you can use an online EMI calculator. This will help you decide the tenure that suits you best and helps you plan the payments.

Home loans allow you the flexibility to invest in property without having ready money to pay the entire amount. You can pay comfortably over a fixed timeframe to ease your financial burden.