Working Capital Finance: Loans for your day to day business needs
Innovative financing designed to fuel your business
Managing finance is unarguably the most important component of any business. For SMEs, timely finance is the key to making the most of business opportunities. Keeping this in mind, we at ICICI Bank have designed a package of loans to best suit their business requirements.
Term Loans: Invest in your business
GST Business Loan: Loan based on GST returns for working capital requirement.
Avail Overdraft facility against property up to ₹ 10.0 mn on the basis of Goods and Services Tax (GST) returns, with no financials requirement.
InstaOD: Avail in just 3 quick steps
Protect your business from exigencies
Avail overdraft facility with minimal documentation basis banking transaction with no financial requirement
Loans for New Entities
The initial period is most difficult for a new business startup. Get working capital, cash credit facility and other loans from ICICI Bank after just a year of operations.
Collateral Free Loans
Get cash credit and term loan through a government backed CGTMSE loan up to Rs. 1 crore
Loans without Financials
Business loans based on past transaction history
Finance for Importers & Exporters
Get Export Finance, Letter of Credit, Bank Guarantees and foreign currency loans to support your business.
Loans for Schools and Colleges
Grow your educational institution with our Working Capital and Term Loans.
Secured Loan for Merchant Establishment against credit card swipes
Get loans of up to Rs 2 crore against your credit card receivables.
Banking Made Easy
Saving your time and money. And giving you access to your money anytime, anywhere.
SME Dialogue has positioned ICICI Bank as a thought leader in SME Banking and an opinion maker in the SME space.
ICICI Bank's Small Enterprises Group's (SEG) Investment Banking team is dedicated to provide you niche and exclusive investment banking services.
Bank 24/7 through a widespread network of over 4,850 branches and 14,367 ATMs