Business Loans

Working Capital Finance: Loans for your day to day business needs

Innovative financing designed to fuel your business


Managing finance is unarguably the most important component of any business. For SMEs, timely finance is the key to making the most of business opportunities. Keeping this in mind, we at ICICI Bank have designed a package of loans to best suit their business requirements.

Term Loans: Invest in your business

Fund your expansion and asset purchases

Avail ICICI Bank’s Term Loans to make long term capital investments, whether in plant and machinery or commercial assets.



GST Business Loan: Loan based on GST returns for working capital requirement.

GST Business Loan


Avail Overdraft facility against property up to ₹ 20.0 mn on the basis of Goods and Services Tax (GST) returns, with no financials requirement.

InstaOD Plus: Avail in 3 quick steps

Insta Overdraft

 Protect your business from exigencies


Avail overdraft facility with minimal documentation basis banking transaction with no financial requirement

Customised Solutions

Get loans to match your specific needs. Our tailor made loans for SMEs let you choose the option most convenient and suitable for your business.

Loans for New Entities

The initial period is most difficult for a new business startup. Get working capital, cash credit facility and other loans from ICICI Bank after just a year of operations.


Collateral Free Loans

Get cash credit and term loan through a government backed CGTMSE loan up to Rs. 2 crore


Loans without Financials

Business loans based on past transaction history


Finance for Importers & Exporters

Get Export Finance, Letter of Credit, Bank Guarantees and foreign currency loans to support your business.


Insta-Secured Overdraft Facility

Insta-Secured Overdraft Facility is an Online lending platform to cater your working capital requirements by providing secured overdraft facility.


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