Two Wheeler Insurance


A comprehensive Two Wheeler Insurance policy for your two-wheeler that keeps it secure against damage caused by natural and man-made calamities, including acts of terrorism. Avail of Own Damage, Personal Accident and Liability cover all in one policy. You need your two wheeler to be insured and the best way to do this is to purchase Motor Insurance. If you are wondering how to get motor insurance and which one is right for you, we're there to help you.


Key Benefits


  • Explore Asia with an affordable cover
    • Our $25,000 travel insurance plan secures you against lost documents, travel delays, extensions and accidents
  • If you lose your luggage, we will compensate the loss
    • We offer coverage for total loss of checked-in baggage, including handbags
  • Take care of your loved ones, even when you are miles away
    • Get value added services like medical concierge, automotive and lifestyle assistance
  • Access high-quality medical care when you need it
    • Benefit from our tie-up with United Health International (UHI), one of the largest and most diverse healthcare companies in the United States
  • Experience more coverage without travel worries
    • Secure your travel with an insurance plan that offers you a sum insured of up to $500,000
  • Get pre-approved cover when you travel to Schengen countries
    • We offer approved travel insurance plans that are tailor-made to suit Schengen Visa requirements
  • If you face a medical emergency abroad, get immediate help with our cashless facility
    • Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide.

Policy Coverage

Loss or Damage to your vehicle against Natural Calamities

Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.


Loss or Damage to your vehicle against Man-made Calamities

Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.


Personal Accident Cover

Coverage of up to Rs.1 Lakh for the individual owner/driver of the vehicle while driving or travelling, mounting or dismounting from the two wheeler. Optional personal accident covers for co-passengers available.


Third Party Legal Liability

Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

For more details, kindly refer to the Policy Wordings.

Policy Exclusions


  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/ electrical breakdown
  • Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Vehicles being used otherwise than in accordance with limitations as to use
  • Damage to/ by a person driving any vehicles or cars without a valid license
  • Damage to/ by a person driving the vehicle under the influence of drugs or liquor
  • Loss/ damage due to war, mutiny or nuclear risk

For details, kindly refer to Policy Wordings.


The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited (ICICI Lombard) having Registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi Mumbai 400025. IRDA Reg. No. 115. Toll Free no. 18002666. Fax no - 022 61961323. CIN (U67200MH2000PLC129408). ICICI Bank Limited ("ICICI Bank") with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat is a Corporate Agent (Composite, IRDAI Regn No.: CA0112 valid till 31/03/2019) of ICICI Lombard. Insurance is underwritten by ICICI Lombard. ICICI Bank's customer's participation in the policy is entirely voluntary and is not linked to availment of any other facility from ICICI Bank. UIN 4474. Comprehensive Insurance (Two Wheeler) "B" Policy (Long Term) IRDAN115P0015V03201415 Motor 05,, T&C apply