ICICI Bank.com : Rural Savings Account

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Apna Savings Account

Features

The Rural Savings Account will be available through Business Correspondents.

The account is zero balance with no initial deposit.

The Customer is provided with an E-passbook.

All transactions in the accounts are done only after a biometric authentication.

Nomination facility is available.

Interest is payable on quarterly basis.

Eligibility

The account is available only for:

Only for Resident Indians. NRIs and foreign nationals are not eligible for this Account.
Individuals residing in rural areas.
Can be opened at Business Correspondent point by providing eKYC(UID/VID) through biometric based authentication.

Applicants must satisfy the following documentation requirements:

Identity proof.
Proof of communication address.

Identity Proof (Any one of the following)	Proof of communication address (Any one of the following)
Original letter of introduction from existing bank along with KYC cheque of the same Bank	Introduction by an existing and satisfactory customer as address proof
Driving License – Book type or laminated & embossed	Latest Electricity Bill
Voter Identity Card with KYC cheque for operating accounts. Cash can be accepted for Term deposits.	Certificate from the postal office confirming address of applicant
Employee Identity Card	Original Letter from Employer certifying the residential address of applicant. Signature of the employee has to be attested on the letter.
PAN Card	Telephone bills from any telephone service providers and mobile service providers (KYC cheque mandatory for mobile service providers)
Defence Dependent's card	Consumer gas connection card/book/Pipe Gas bill (same as electricity bill)
Ex-Service Man Card	Certificate from the ward/equivalent rank officer, maintaining election roll, certifying address of the applicant
Bar Council/Indian Medical Association Card/Senior Citizen Card	Registered and valid Lease/ Leave agreement with copies of utility bills
PIO Booklet for returning NRIs	Post Office Savings Pass Book with KYC cheque
MAPIN card	Statement of account or Pass Book of a scheduled commercial bank with entries of at least last 3 months alongwith KYC cheque
	Premium Receipt from any life insurance company
	Certificate by Village Extension Officer (VEO)/Village Head or equal rank officers
	Domicile Certificate with communication address and photograph
Accepted as both Identity and Address proof (Any one of the following)
Passport
Arms License issued by State/Central Government of India authorities
Freedom fighter's pass issued by Ministry of Home affairs, Government of India with photograph of applicant
Pension payment order/book/Card issued by State/Central Government of India.
Printed Ration Card with Photograph of applicant.
House hold Card with photograph issued by Govt of Andhra Pradesh
ID card with photograph issued by Govt of Jammu and Kashmir
Bank Pass Book with photograph issued by SBI and its subsidiaries or Nationalised Banks
Photo Social Security Card (Smart Card) issued by Central/State Govts or Union territories.
Certificate by Village Extension Officer (VEO)/Village Head or equal rank officers (with Photograph)
Certificate by Affiliate (Business Correspondent)

Nomination Facility

Nomination facility available for bank deposits.
There can be only one Nominee for a deposit account whether held singly or jointly.
A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
For more details approach your bank