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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.50% Apply Now
Home Loan
(Upto 5 crore)
8.65*% Apply Now
Personal Loan
(Upto 20 lacs)
11.59*% Apply Now

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Tools and Calculators


  • Resident individual can open Resident Foreign Currency (Domestic) Account.
  • Account in the name of minor can be opened by legal/natural guardian.

Permissible currencies for opening Resident Foreign Currency (Domestic) Account:

  • Pound Sterling (GBP).
  • US Dollar (USD).
  • Japanese Yen and (JPY).
  • EURO (EUR).

RBI Guidelines:

The foreign currency acquired through the following means can be deposited into the RFC (D) Account:

  • While on a visit to any place outside India. Payment received for services not arising from any business or anything done in India.
  • From any person not residing in India and who is on a visit to India, as honorarium or gift or for services rendered or in settlement of any lawful obligation.
  • Honorarium or gift while on a visit to any place outside India.
  • Unspent amount of foreign exchange acquired from an authorized person for travel abroad
  • Gift from a close relative.
  • Earnings through export of goods / services, or as royalty, honorarium or by any other lawful means.
  • Disinvestment proceeds received by a resident account-holder on conversion of shares held to ADRs / GDRs under the Sponsored ADR / GDR Scheme approved by the Foreign Investment Promotion Board of the Government of India.
  • Earnings received as the proceeds of life insurance policy claims/maturity/surrender values settled in foreign currency from an insurance company in India permitted to undertake life insurance business by the Insurance Regulatory and Development Authority.
  • Amount received in any other manner as may be prescribed by the Reserve Bank of India.