Terms & Conditions
Last Updated Date: 6th July, 2017


The account is available for Indian Residents above the age of 18 years only. The account is not available to individuals in the capacity of HUF Kartas. NRIs and foreign nationals will not be offered this product. All general terms and conditions applicable to savings bank accounts as published on the ICICI Bank website at www.icicibank.com for the establishment of a relationship and the opening and operating of accounts are applicable to this account. In addition, the terms and conditions specific to this account are as follows:

1) Fees and Charges

  • The monthly average balance requirement for this account is nil
  • Free Rupay Debit Card
  • Free Internet Banking facility

2) Transaction Charges

  • All banking transactions are chargeable at normal charges as published from time-to-time
  • Transaction charges as normal for issuance / revalidation / cancellation of DD/PO will be levied

The Bank may charge the customer such service charges as decided by the Bank from time to time, for any or all of the facilities provided by the Bank at the Bank branches, with intimation to the customer.
Any government charges, duties or taxes devolving from the provision of any of the facilities shall, if imposed upon the Bank (either directly or indirectly), be debited from the customer's account.

The Bank, at its absolute discretion, may revise the fees/charges from time to time. The revised fee/charges will be published on the Bank's website www.icicibank.com. The Bank will not provide any individual intimation/communication in this regard to the customer.

In case of any inconsistency between these terms and conditions and the general terms and conditions applicable to savings bank accounts in connection with the "Basic Savings Bank Account", these terms and conditions will be applicable.

*ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products.
The products, services and offers referred to herein are subject to the terms and conditions governing them as specified by ICICI Bank from time to time at www.icicibank.com. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank. "ICICI" and "I-man" logos are trademark and property of ICICI Bank Ltd. Misuse of any intellectual property, or any other content displayed herein is strictly prohibited.