ICICI Bank Business Banking offers comprehensive banking solutions to suit the banking needs of every MSME.
From a wide range of Current Account products to convenient banking solutions like corporate internet banking, Mobile Banking and Tax Payments we make your banking easy and hassle free.
Premium
Special
Trade
Merchant Services
Smart Business Account 2.0 Ivy
A special Smart Business Account with special privileges catering to high end businesses
Minimum Quarterly Average Balance (QAB) requirement of Rs 10,00,000 with no non maintenance charges
Dynamic cash deposit, i.e. Anywhere free cash deposit of up to 10 times the maintained Monthly Average Balance (MAB) or Rs 1.2 crore, whichever is lower
Free 2 outward cheque returns per month
Free 100 branch transactions per month for every Rs 1 lakh of balance maintained
A mobile based application which allows you to collect through multiple modes like – Unified Payment Interface (UPI), Credit Card, Debit Card, Internet Banking or Pockets wallet
24×7 instant credit through UPI and Pockets and accepts multiple modes of payments
Current Account is a bank account for people who run businesses. It is designed for carrying out day-to-day business transactions easily.
A Current Account is a bank deposit that can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account any number of times in a day unlike Savings Accounts where only limited transactions are allowed. This account is generally opened by people who are engaged in trade, businesses and professions.
Click here to open ICICI Bank Current Account in just a few clicks.
Savings Account versus Current Account
Savings Account
Current Account
Meaning
Meant for savings purpose
Meant for business purpose
Suitable for
People who are salaried employees or have a monthly income
Firms, Companies, Traders and entrepreneurs who need to access their accounts frequently
Transactions allowed
Limited transactions
Multiple transactions
Interest earned
<3.5% - 4%> per annum (usually)
No interest
Minimum Balance
Usually low
Usually high
Overdraft facility
Not offered/allowed
Overdraft facility provided
Click here to open ICICI Bank Current Account in just a few clicks.
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