Want us to help you with anything?
Request a Call back
ICICI Bank Coral RuPay Credit Card offers a variety of benefits, allowing you to earn Reward Points. ICICI Bank Rewards Programme complements your everyday spending with an array of exciting rewards. Choose the Coral RuPay Credit Card today to unlock multiple benefits and enhance your overall banking experience.
Want us to help you with anything? Request a Call back
Reward & Offers on RuPay Credit Cards.
RuPay Credit Cards from ICICI Bank offer a variety of advantages. Here are the key RuPay Credit Card rewards that you can count on for maximum benefits:
- Earn 2 reward points/₹100 spent (except fuel)
- 1 reward point/₹100 spent (utilities and insurance)
- 1 Complimentary airport lounge access per quarter in India
- 1 Complimentary domestic railway lounge access per quarter
- 25% off up to ₹100 on BookMyShow and INOX
- ₹2 lakh personal accident insurance
- 24x7 concierge services
- Earn 2,000 reward points by spending ₹2,00,000 and 1,000 points for each additional ₹1,00,000 spent, with a maximum annual reward limit of 10,000 points.
Rupay Credit Card Fees & Charges
Joining fee |
Rs. 500 + GST |
Annual fee |
Rs. 500 + GST from 2nd year onwards - waived off if you spend more than Rs. 1,50,000 in the previous year. |
Note: The Annual Spending is calculated on basis of the spending from the date of Card issued. Example : If card is issued on the 07-07-2023, the year will be considered as 07-07-2023 to 06-07-2024
Other Charges
- For other charges, please refer to the Most Important Terms & Conditions (MITC).
RuPay Credit Card: Savings on Spending
Discover how your ICICI Bank Coral RuPay Credit Card can deliver savings of Rs 11,150 every year.
| Savings on your Spends | |
|---|---|
| On-going benefits & savings on yearly spends of Rs 3,60,000 | Savings (in Rs) |
| 25% discount on movie tickets with BookMyShow and Inox* | 2,400 |
| Cash rewards on annual spend of Rs 3,00,000# | 1,400 |
| Milestone rewards on a spend of Rs 3,00,000 | 750 |
| Access to Airport Lounge$ | 4,000 |
| Waiver of 1% fuel surcharge on Rs 5,000 spent every month on fuel@ | 600 |
| Complimentary access to Railway Lounge in India% | 2,000 |
| Total Savings | 11,150 |
*This is based on the assumption that the cardholder will avail the offer twice in a month and the total cost of two tickets, per transaction, is Rs 400. The capping on discount, per transaction, is Rs 100. The actual rate of ticket may vary for every movie theatre.
# This is based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one rewards Point is accrued on per Rs 100 spent on the card.
$ This is based on the assumption that the cardholder is visiting 1 RuPay affiliated Airport Lounge, every quarter.
@ 1% fuel surcharge waiver, where the transaction amount is more than Rs 400 and up to Rs 4,000 with maximum monthly capping of Rs 250 at all HPCL petrol pumps.
% This is based on the assumption that the cardholder is visiting affiliated railway lounges, once, every quarter.
Disclaimer: The above chart is purely for illustration purposes and is merely indicative in nature. The information provided regarding products, services, offers, benefits, reward programmes etc. of ICICI Bank/third party are governed by the detailed terms and conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. Actual benefits/savings/rewards will be based on the total spends on the Credit Cards and spends on various reward categories by the cardholders. Cardholders are requested to make an independent analysis and their own assessment, evaluation and judgement on the information mentioned here and above. The benefits, offers, reward points etc. will be available only on those merchant establishments with whom ICICI Bank and RuPay have a tie up.
The information provided, here and above, does not amount to an offer, sponsor or advice with regards to any product or services of ICICI Bank or any of its group companies or third parties and is not intended to create any rights or obligations in this regard. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness, not-errors or correctness of any content or information provided here and above. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the cardholder, with the third parties directly without any reference to ICICI Bank.
Coral Rupay credit card is valid for international transactions.
Want know more about the Features and benefits?
Click on the button. ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs.
RECOMMENDED CORAL CREDIT CARDS
Here are the eligibility criteria to apply for a Coral RuPay Credit Card:
- Age:
- Minimum 21 years for both salaried and self-employed individuals
- Maximum 60 years for salaried individuals
- Maximum 65 years for self-employed individuals.
- Nationality:
- Applicants must be Indian citizens.
- Annual Income:
- Credit Card eligibility and credit limit are determined based on the applicant's annual income.
- To begin, verify your eligibility for the Coral RuPay Credit Card
- Once confirmed, gather the necessary documents, including identification and address proofs like Aadhaar Card and PAN Card, income details and any additional requirements specified
- If you want to apply online, download the iMobile Pay app. Log in using your credentials and use the app for online application or, you can go to the ICICI Bank Internet Banking website, log in and follow the prompts to apply.
Alternatively, visit any ICICI Bank Branch to apply offline. Complete the application form accurately and submit it along with the required documents. Following the submission, you can await processing and approval from the Bank.
Linking your Coral RuPay Credit Card to iMobile Pay is quick and easy.
- Start by opening the app and navigating to 'UPI Payments', then select 'Manage' and 'My Profile'
- From there, choose 'Create New UPI ID' and opt for 'RuPay Credit Card' as the payment method
- Next, select the UPI ID you wish to link and proceed to review the transaction details
- Once you have verified the details, click on 'Confirm' to complete the transaction
- This process securely integrates your Coral RuPay Credit Card with the iMobile Pay app, enabling seamless and convenient transactions
Rupay Credit Card on UPI
Link your RuPay Credit Card to UPI for effortless transactions. With ICICI Bank's integration, enjoy secure Person-to-Merchant transactions, online shopping, bill payments and more. Simplify payments with iMobile Pay, ensuring convenience and security in every transaction.
RECOMMENDED PRODUCTS FOR YOU
Pre-Approved Credit Card
Instantly approved Credit Card offer based on pre-screened creditworthiness without a formal application.
Personal Loan On Credit Card
Get access to an instant Personal Loan facility allowing cardholders to borrow cash from their credit limit with flexible repayment terms.
EMI On Call
Take advantage of this facility and convert your purchases into easy EMIs over the phone for convenient repayment.
Coral RuPay Credit Card FAQs
A RuPay Credit Card isn’t just for initiating transactions, it is a gateway to numerous benefits. You can enjoy a range of benefits like earning reward points for each transaction, discounts on entertainment, insurance coverage and concierge services, thus enhancing the cardholder's experience by providing a complete solution for the modern financial needs.
ICICI Bank RuPay Credit Cardholders can also link their Credit Cards to UPI to initiate Peer–to–Merchant (P2M) transactions and also pay through UPI using their Credit Cards while shopping, dining out, at fuel outlets, for online spends and for paying utility bills like mobile recharges, telephone bills or electricity bills, in an effortless and secure manner.
RuPay Credit Card is available to a diverse set of people, such as Indian Residents, Non-Resident Indians (NRIs) and businesses that meet certain requirements. This inclusivity helps different people access financial services, promoting overall financial inclusion.
The ICICI Bank Coral RuPay Credit Card gives the cardholder special access to specific airport lounges across India, providing a high-end travel experience.
RuPay Credit Card has nominal charges like - joining fee and annual fee, though some fees might be waived off based on the spends of the cardholder.
Yes, you can withdraw cash from the ATM using the RuPay Credit Card. However, it incurs immediate interest charges, which is often higher than the regular transactions.
ICICI Bank Coral RuPay Credit Card loaded with multiple benefits has a secure payment network - RuPay. You can earn 2 reward points for every ₹100 spent (except on fuel) and enjoy complimentary access to select airport lounges. Moreover, under the ICICI Bank Milestone Rewards Programme, you can get additional perks based on your spends using this Card. With reasonable fees and the potential to save on various expenses, the Coral RuPay Credit Card stands out as a rewarding financial companion, enhancing your overall banking experience
