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Home Loan Insurance
Our Home Insurance plans provide cover to your Home loan in the face of any unforeseen event happening to your life. Home loan insurance supports your family in paying for the outstanding home loan amount.
ICICI Bank Home Loans presents "Home Safe Plus" & "Loan Protect", two exclusive and innovative insurance plans to insure your Home Loan.
Key Benefits of Home Safe Plus*
- No medical checkup upto 3 crores premium
- Comprehensive insurance plan for individual, home and its contents
- Single premium long-term insurance plan
- In the event of PA & permanent or total disability claims, monthly payment of sum insured (Rs. 25000 for next 60 months)
- Multiple applicants can be covered under the same loan
- Premium paid for the Critical Illness cover is eligible for tax benefits u/s 80D of the Income Tax Act
- Sum Insured remains constant throughout the policy period (loan O/S amount to come to bank, rest goes to individual)
Key benefits of Loan Protect
- Life Cover remains constant throughout the 20 years#
- Flexible policy tenure up to 20 years
- You can choose to continue your life cover even after the Loan closure
- Get Tax Benefit as per prevailing tax laws
- Applicant and Multiple co- applicants can be covered
- No medicals test up to 3.5 Cr*.
# for policy tenure chosen of 20 years if fixed sum assured option is taken out of two options.
*For the age up to 50 yrs.
ICICI Bank Limited ("Bank") with registered office at Landmark ,Race Course Circle, Vadodara 390007 is licensed as a corporate agent (license no.: 2470377) of ICICI Prudential Life Insurance Company Limited ("ICICI Life") having its registered office at ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025.. Insurance is underwritten by ICICI Life. Bank's customer participation in the policy is entirely voluntary."© 2014, ICICI Prudential Life Insurance Co. Ltd. Reg No: 105. Insurance is the subject matter of the solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.UIN:105N142V01 ADVT NUMBER :W/II/1107/2013-14
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