Feature and Benefits
- A minimum Quarterly Average Balance (QAB) of only Rs 50,000*
- Dynamic Free Limits for Cash & Non-cash Transactions based on MAB maintained**
- Seamless banking solutions designed for import export businesses, Know More
- Elevate your business with our exclusive offerings for startups to meet unique needs of entrepreneurs, Know More
- InstaBIZ: A Super Banking app for all your Business Banking needs
- Smart GST: Auto-fetch challans and make error-free GST payments in one click
- Free NEFT/ RTGS Transactions carried out through online channels or at the branch
- Complimentary Gold Business Banking Debit Card
- Quarterly Average Balance (QAB) Waiver***
- 2 Outward Cheque Returns and 150 Cheque leaves per month****
- 100 branch transactions and 50 Demand Drafts (DDs)/ Pay Orders (POs) per month****.
Notes:
*QAB requirement will reduce to 50% for select Semi Urban and Rural branches, i.e. Rs 25,000.
**Anywhere Free Cash Deposit of up to 10 times the maintained MAB or Rs 1.2 crore, whichever is lower.
***Waiver applicable if:
- Transaction is active on Digi Pack
- Connected Banking Throughput is > Rs 25,000 for the quarter
- Auto Debit for Asset Linked EMI is active in the Account
- Trade Benefit – Zero QAB when forex throughput is more than or equal to- USD 15,000 for the quarter
- Merchant Benefit - Zero QAB when QR collection/ POS swipe is more than or equal to Rs 75,000 for the quarter
****For every Rs 1 lakh of MAB maintained.
T&Cs. Please refer the Schedule of Charges for detailed information.
Value Added Services
- Connected Banking: Integrated Banking and Accounting solutions from partners for easy reconciliation and elimination of data entry duplication
- API Banking with ICICI Bank: Streamline your banking/payment needs with API Integration
- Cash Management Services: A full range of offerings for efficient management of receivables and payables
- Trade Online: 24x7 Import-Export transactions from anywhere
Charges
For the detailed schedule of charges, Click Here
For a seamless digital experience
- 24x7 updates on your business transactions
- Instant Overdrafts & Business Loans
- Seamless payments & collections
- Round-the-clock Export-Import Banking
- One view of business transactions
- Trade MIS for overview on trade services
- Role-based access
- Easy Bulk Payments using multiple file upload
- Single and Bulk Payment/Collection Solution
- Collect payment through UPI or QR Code
- Auto Bank reconciliation
- API Integration with individual business.
- Trade Bill Regularisation
- Letter of Credit
- Trade Collection Bills
- Export Packaging Credit/Packaging Credit in Foreign Currency
- Bank Guarantee
To help you grow
Insta OD PLUS
An Unsecured Overdraft for your urgent working capital requirements. Get instant disbursement in a few clicks without any collaterals. Avail an Insta OD up to Rs 50 lakh now.
Connected Banking
First-of-its-kind integrated platform for Banking and Accounting solutions to minimise reconciliation and duplicate data entry.
Economic Research Desk
See the economy through a new lens with ICICI Bank Insights, Forecasts and Analysis on important topics
