Health Insurance – OPD and Maternity Benefit Details

With OPD & MaternityWithout OPD & Maternity
Outpatient department expenses (OPD) Reimbursement of medical expenses incurred on outpatient care such as doctor consultations, pharmacy and diagnostics. Maximum amount payable is Rs. 4,000(four thousand) for Sum Insured of INR 5 and 7 Lacs and Rs. 8,000(eight thousand) for Sum Insured of INR 10 Lacs Not Applicable
Maternity Benefit Medical expenses for the delivery of a child, where Insured Person and spouse, both are covered, after a waiting period of 3 years. Maximum amount payable under this cover is Rs. 35,000/- (thirty five thousand) for sum insured of 10(ten) lacs and Rs. 25000(twenty five thousand) for sum insured of 5(five) & 7(seven) lacs Not Applicable