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SuperBiz: Flexi – Credit for Business

SuperBiz is an innovative flexible credit line for Micro, Small and Medium Enterprises (MSMEs). SuperBiz provides the flexibility of extending line of credit for all business needs by taking into account the consolidated property collaterals, cash flows and credit histories of all applicants and co-applicants through a single window assessment.

Key features

  • MSMEs can avail of a flexible combination of credit facilities such as working capital loans of overdraft/cash credit, term loan, export credit and derivatives among others within an overall credit limit, which is assessed in one go by the Bank.
  • MSME borrowers get access to speedy credit. Since an overall credit limit is assessed in one go, other facilities within the credit limit can be given with a shortened turnaround time.
  • SuperBiz brings in a new method of credit assessment by allowing MSMEs to leverage their self/family owned properties and income of co-applicants for assessing their eligibility.
  • It allows MSMEs to add property of immediate relatives, sister companies, partners as a secured collateral as well as their incomes, thereby enhancing their eligibility for credit.
  • With this, MSMEs which are proprietorships, partnerships, private or public limited companies and limited liability partnership firms including start-ups and fintechs can get access to formal credit limit of up to Rs 15 crore.
  • Interest is payable only on the amount utilized.

Terms and Conditions apply.

To apply, request a call back