Young Stars and Smart Star Account

 

Available to All cities
Eligibility Young Stars Account - Minors < 18 years
Smart Star Account - 10 years to 18 years
Minimum monthly average balance (MAB)* Rs.2500
Charges for non maintenance of minimum monthly average balance (NMMAB)

Rs 100 per month

(W.e.f. June 1, 2016 : 
5% of the shortfall in required MAB).

Cash transactions (deposits and withdrawals) at base branch i.e all branches/ Cash Acceptor Machine in the same city

 

 

Nil for the first 4 transactions in a month;thereafter Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 in the same month (Maximum limit - self: Any Amount, Third party: Rs. 50,000 per day).

Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Any Amount , Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city

At Branch –Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150 (Maximum deposit limit – Self: Any Amount, Third party: Rs. 50 ,000 per day)

At Cash Acceptance Machine –Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150.

ATM Interchange (Transactions at Non ICICI Bank ATMs)

First 3 transactions (financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free
First 5 transactions (inclusive of financial and non financial) in all other locations in a month - Free

Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations

Thereafter, Rs.20 (exclusive of service tax) per financial transaction and Rs. 8.50
(exclusive of service tax) per non financial transaction

Transactions at ICICI Bank ATMs

 First 5 transactions in a month - Free
Thereafter, Rs.20 (exclusive of service tax) per financial transaction and Rs. 8.50
(exclusive of service tax) per non financial transaction

Issue of DD drawn on ICICI Bank by cheque/transfer Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000
Statement

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Passbook facility available at base branch free of cost

View and download statement facility available on the website

Debit Card Fees for Account Holder Free
Debit Card Cash spend / withdrawl limit Daily limit upto Rs.5000 / 5000
Cheque Books

Nil for 20 payable-at-par cheque leaves in a quarter;
Rs. 20 for every additional cheque book of 10 leaves.

 

Charges for Multicity cheque payment Nil.
Value Added SMS alert facility

Rs. 15 per quarter+taxes.

Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 - Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh - Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to period revision. 
  3. *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).