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Silver Savings Account
| Silver Savings Account | ||
| Silver Savings Account (Non - Senior Citizen) | Silver Savings Account (Senior Citizen) | |
Available to |
All cities |
All cities |
Eligibility |
Resident Indian, >18yrs |
Resident Indian, >60yrs |
Minimum monthly average balance (MAB)*MAB is the simple average of day-end balances for a calendar month. |
Rs.25,000 |
Rs.25,000 |
| Service Charges | ||
Cash Transaction Charges |
1) Number Limit (Sum total of deposits and withdrawals) Rs 150 per transaction, post 5 free cash transactions per month. |
1) Number Limit (Sum total of deposits and withdrawals) Rs 150 per transaction, post 5 free cash transactions per month. |
For accounts not maintaining the required MAB |
For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
ATM Interchange (Transactions at Non ICICI Bank ATMs) |
6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions). |
Nil |
Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals) |
Nil |
Nil |
Issue of DD drawn on ICICI Bank by cheque/transfer |
Nil for D.D. up to Rs.100,000, above that Rs 5 per thousand or part thereof; maximum of Rs 15000 |
Nil for D.D. up to Rs.100,000, above that Rs 5 per thousand or part thereof; maximum of Rs 15000 |
Debit Card Fees annual fees |
Rs.150 |
Nil |
Cheque Books |
Nil for 25 cheque leaves in a year; |
Nil for 25 cheque leaves in a year; |
Value Added SMS alert facility |
Nil |
Nil |
| Penal Charges | ||
Charges for non maintenance of minimum monthly average balance (NMMAB) |
6% of the shortfall in required MAB or Rs. 500 whichever is lower. |
6% of the shortfall in required MAB or Rs. 500 whichever is lower. |
Note:
- Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
- Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notifications.
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