Silver Savings Account

 

Silver Savings Account
  Silver Savings Account (Non - Senior Citizen) Silver Savings Account (Senior Citizen)

Available to

All cities

All cities

Eligibility

Resident Indian, >18yrs

Resident Indian, >60yrs

Minimum monthly average balance (MAB)*

Rs.25,000

Rs.25,000

Charges for non maintenance of minimum monthly average balance (NMMAB)

Rs. 100 + 5% of the shortfall in required MAB or Rs. 500 whichever is lower

 Rs. 100 + 5% of the shortfall in required MAB or Rs. 500 whichever is lower 

Charges for non-maintenanace of MAB not applicable

Subject to FD of min Rs.1.25 lacs under the same Cust ID

Subject to FD of min Rs.1.25 lacs under the same Cust ID

Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)

1) Number Limit (Sum total of deposits and withdrawals)
5 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.

2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions.
a) Home Branch (Branch where account is opened or ported)
Rs 2 lakh. Free per month per account.
Above Rs 2 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
b) Non-Home branch –
No charges for cash transactions value up to Rs 25,000 per day.
Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150

3) Third party Cash transaction (Sum total of deposits and withdrawals) -
Up to a limit of Rs 25,000 per transaction – Rs 150 per transaction.

1) Number Limit (Sum total of deposits and withdrawals)
5 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.

2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions.
a) Home Branch (Branch where account is opened or ported)
Rs 2 lakh. Free per month per account.
Above Rs 2 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
b) Non-Home branch –
No charges for cash transactions value up to Rs 25,000 per day.
Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150

3) Third party Cash transaction (Sum total of deposits and withdrawals) -
Up to a limit of Rs 25,000 per transaction – Rs 150 per transaction.
For Senior Citizen customers, Young Star / Smart Star accounts, while the limit of Rs 25,000 per transaction will be applicable, the accounts will not be charged.

Additional Cash Transaction Charges 

All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

Nil

ATM Interchange (Transactions at Non ICICI Bank ATMs)

Nil

Nil

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

Nil

Nil

Issue of DD drawn on ICICI Bank by cheque/transfer

Nil for D.D. up to Rs.100,000 per day above that Rs 5 per thousand or part thereof; maximum of Rs 15000

Nil for D.D. up to Rs.100,000 per day above that Rs 5 per thousand or part thereof; maximum of Rs 15000

Statement

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Passbook facility available at base branch free of cost

Passbook facility available at base branch free of cost

View and download statement facility available on the website

View and download statement facility available on the website

Debit Card Fees for first Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Nil

Debit Card Fees for joint Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Nil

Debit Card Cash withdrawal limit

Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000

Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000

Cheque Books

Nil for 20 payable-at-par cheque leaves in a year;
Rs. 20 for every additional cheque book of 10 leaves

Nil for 20 payable-at-par cheque leaves in a year;
Rs. 20 for every additional cheque book of 10 leaves

Charges for Multicity cheque payment

Nil

Nil

Value Added SMS alert facility

Nil

Nil

Outstation cheque collection –through ICICI bank branch locations

Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument

Nil

Outstation cheque collection –through non ICICI bank branch locations

Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument

Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument

 

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
  3. *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).