Silver Savings Account

 

Silver Savings Account
Silver Savings Account (Non - Senior Citizen) Silver Savings Account (Senior Citizen)
Available to All cities All cities
Eligibility Resident Indian, >18yrs Resident Indian, >60yrs
Minimum monthly average balance (MAB)* Rs.25,000 Rs.25,000
Charges for non maintenance of minimum monthly average balance (NMMAB)

MAB between – Rs.10,000 to Rs.25,000-Rs.250 per month

MAB between – Rs.5,000 to Rs.10,000 - Rs.350 per month.

MAB - Less than Rs.5,000 - Rs.450 per month.
(W.e.f. June 1, 2016 : 
Rs. 100 + (5% of the shortfall in required MAB or Rs. 500 whichever is lower)).

MAB between – Rs.10,000 to Rs.25,000-Rs.250 per month

MAB between – Rs.5,000 to Rs.10,000 - Rs.350 per month.

MAB - Less than Rs.5,000 - Rs.450 per month.

(W.e.f. June 1, 2016 : 
Rs. 100 + (5% of the shortfall in required MAB or Rs. 500 whichever is lower)). 

Waiver of non-maintenanace of MAB charges Subject to FD of min Rs.1.25 lacs under the same Cust ID Subject to FD of min Rs.1.25 lacs under the same Cust ID
 
Cash transactions (deposits and withdrawals) at base branch i.e all branches/ Cash Acceptor Machine in the same city
Unlimited Free of Cost Unlimited Free of Cost
Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city Waived off
(Maximum withdrawal limit – Self: Any Amount , Third party: Rs.15,000 per day)
Waived off
(Maximum withdrawal limit – Self: Any Amount , Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch Waived off(Maximum deposit limit – Self: Any Amount , Third party: Rs.50,000 per day) Waived off (Maximum deposit limit – Self: Any Amount , Third party: Rs.50,000 per day)
ATM Interchange (Transactions at Non ICICI Bank ATMs) Free Free
Transactions at ICICI Bank ATMs Free Free
Issue of DD drawn on ICICI Bank by cheque/transfer Nil for D.D. up to Rs.100,000 per day above that Rs 3 per thousand or part thereof; maximum of Rs 15000 Nil for D.D. up to Rs.100,000 per day above that Rs 3 per thousand or part thereof; maximum of Rs 15000
Statement

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Passbook facility available at base branch free of cost

Passbook facility available at base branch free of cost

View and download statement facility available on the website

View and download statement facility available on the website

Debit Card Fees for first Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Nil
Debit Card Fees for joint Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Nil
Debit Card Cash withdrawal limit Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
Cheque Books

Nil for 20 payable-at-par cheque leaves in a quarter;
Rs. 20 for every additional cheque book of 10 leaves.

Nil for 20 payable-at-par cheque leaves in a quarter;
Rs. 20 for every additional cheque book of 10 leaves.

Charges for Multicity cheque payment Nil. Nil.
Value Added SMS alert facility Free Free
NEFT Charges - Inward Nil Nil
NEFT Charges - Outward Upto Rs.10,000 – Rs. 2.50 per transaction.
Rs.10.001 to Rs.1 lakh – Rs. 5 per transaction.
Above Rs. 1 lakh to Rs. 2 lakhs – Rs. 15 per transaction.
Above Rs. 2 lakhs - Rs. 25 per transaction.
Upto Rs.10,000 – Rs. 2.50 per transaction.
Rs.10.001 to Rs.1 lakh – Rs. 5 per transaction.
Above Rs. 1 lakh to Rs. 2 lakhs – Rs. 15 per transaction.
Above Rs. 2 lakhs - Rs. 25 per transaction.
(Free through ATM & Internet channels)
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Free
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

 

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to period revision.
  3. *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).