Silver Salary Account

 

Silver Salary Account and Silver Plus Salary Account
Silver Salary AccountSilver Plus Salary Account

Available to

All Cities

All Cities

Eligibility

All salaried employees of eligible companies based on Product Offering to the company

All salaried employees of eligible companies based on Product Offering to the company

Minimum monthly average balance (MAB)

Nil

Nil

Charges for non-maintenance of Minimum MAB

Nil

Nil

Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)

1) Number Limit (Sum total of deposits and withdrawals)
5 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.

2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions.
a) Home Branch (Branch where account is opened or ported)
Rs 2 lakh. Free per month per account.
Above Rs 2 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
b) Non-Home branch –
No charges for cash transactions value up to Rs 25,000 per day.
Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150

3) Third party Cash transaction (Sum total of deposits and withdrawals) -
Up to a limit of Rs 25,000 per transaction – Rs 150 per transaction.

1) Number Limit (Sum total of deposits and withdrawals)
5 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.

2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions.
a) Home Branch (Branch where account is opened or ported)
Rs 2 lakh. Free per month per account.
Above Rs 2 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
b) Non-Home branch –
No charges for cash transactions value up to Rs 25,000 per day.
Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150

3) Third party Cash transaction (Sum total of deposits and withdrawals) -
Up to a limit of Rs 25,000 per transaction – Rs 150 per transaction.

Outstation cheque collection –through ICICI bank branch locations

Up to Rs. 5,000 – Rs. 25 per instrument. Rs.5,001 to Rs. 10,000 – Rs. 50 per instrument. Rs. 10,001 to Rs. 1 lac – Rs. 100 per instrument Above Rs. 1 lac - Rs. 200 per instrument

Up to Rs. 5,000 – Rs. 25 per instrument. Rs.5,001 to Rs. 10,000 – Rs. 50 per instrument. Rs. 10,001 to Rs. 1 lac – Rs. 100 per instrument Above Rs. 1 lac - Rs. 200 per instrument

Outstation cheque collection –through non ICICI bank branch locations

Up to Rs. 5,000 – Rs. 25 per instrument. Rs.5,001 to Rs. 10,000 – Rs. 50 per instrument. Rs. 10,001 to Rs. 1 lac – Rs. 100 per instrument Above Rs. 1 lac - Rs. 200 per instrument

Up to Rs. 5,000 – Rs. 25 per instrument. Rs.5,001 to Rs. 10,000 – Rs. 50 per instrument. Rs. 10,001 to Rs. 1 lac – Rs. 100 per instrument Above Rs. 1 lac - Rs. 200 per instrument

Issue of DD drawn on ICICI Bank by cheque/transfer

Nil up to Rs 50,000 per DD per day; thereafter Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.75 and maximum of Rs.15000

Nil up to Rs 50,000 per DD per day; thereafter Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.75 and maximum of Rs.15000

Cheque Books

Nil

Nil

Charges for Multicity cheque payment:

Nil

Nil

Debit card

Nil

Nil

Statement

Free monthly e-mail statement

Free monthly e-mail statement

Free monthly statement to be collected from branch

Free monthly statement to be collected from branch

Passbook facility available at base branch free of cost

Passbook facility available at base branch free of cost

View and download statement facility available on the website

View and download statement facility available on the website

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

First 5 Financial transactions free  in a month; thereafter, Rs.20 per financial transaction
All Non-Financial transactions free.
(Financial transaction includes - Cash Withdrawal; Non Financial transactions include - Balance Inquiry, Mini statement & Pin change)

Nil

ATM Interchange (Non ICICI Bank ATMs)

First 3 transactions (inclusive of financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free

First 5 transactions in a month (inclusive of financial and non financial) - Free
Thereafter, Rs.20 per financial transaction and Rs. 8.50 per non financial transaction

First 5 transactions (inclusive of financial and non financial) in all other locations in a month - Free

Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations

Thereafter, Rs.20 per financial transaction and Rs. 8.50 per non financial transaction

 

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
  3. *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).