_08.png)
_19.png )
_26.png)
LOGINSenior Citizen Savings Account
| Available to | All cities |
| Eligibility | Indian resident > 60 yrs of age |
| Minimum monthly average balance (MAB)* | Rs.4500 |
| Charges for non maintenance of minimum monthly average balance (NMMAB) |
5% of the shortfall in required MAB or Rs. 100 whichever is lower |
| Cash transactions (deposits and withdrawals) at base branch i.e all branches/ Cash Recycler Machine (cash deposits) in the same city | Nil |
| Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city | Nil for the first cash withdrawal of a calendar month; Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 (Maximum withdrawal limit – Self: Any Amount , Third party: Rs.15,000 per day) |
| Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city |
At Branch –Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150 (Maximum deposit limit –Self: Any Amount, Third party: Rs. 50,000 per day) At Cash Recycler Machine –Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150. |
| ATM Interchange (Transactions at Non ICICI Bank ATMs) | Nil |
| Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals w.e.f. January 15, 2019) | Nil |
| Issue of DD drawn on ICICI Bank by cheque/transfer | For amounts upto Rs.10,000– Rs.40, For amounts above Rs.10,000 till Rs.50,000– Rs.60, For amounts above Rs.50,000- Rs.3 per thousand rupees or part thereof (maximum of Rs.15,000) |
| Statement |
Free Monthly e-mail statement Free Quarterly statement sent by post |
| Passbook facility available at base branch free of cost | |
| View and download statement facility available on the website | |
| Debit Card Fees for first Account Holder | Nil |
| Debit Card Fees for joint Account Holder | Nil |
| Debit Card Cash withdrawal limit | Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/Rs.50,000 International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000 |
| Cheque Books |
Nil for 20 payable-at-par cheque leaves in a quarter; |
| Charges for Multicity cheque payment | Nil |
| Value Added SMS alert facility | Nil |
| Outstation cheque collection –through ICICI bank branch locations | Nil |
| Outstation cheque collection –through non ICICI bank branch locations | Upto Rs. 5,000 – Rs. 25 per instrument Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument Above Rs. 1 lakh - Rs. 200 per instrument |
Note:
- Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
- Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month,non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months.The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID,mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).