Self Help Groups Account

Available to

Group A/C for Self Help and Joint Liablity Groups

Eligibility

Group A/C for Self Help and Joint Liablity Groups

Minimum monthly average balance (MAB)

Nil

Charges for non maintenance of minimum monthly average balance

Nil

Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)

1) Number Limit (Sum total of deposits and withdrawals)
4 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.

2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions.
a) Home Branch (Branch where account is opened or ported)
Rs 2 lakh. (w.e.f Aug 01, 2021 - Rs 1 lakh) Free per month per account.
Above Rs 2 lakh (w.e.f Aug 01, 2021 - Rs 1 lakh) – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
b) Non-Home branch –
No charges for cash transactions value up to Rs 25,000 per day.
Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150

3) Third party Cash transaction (Sum total of deposits and withdrawals) -
Up to a limit of Rs 25,000 per transaction – Rs 150 per transaction.

Debit Card Fees for first Account Holder

Not applicable

Debit Card Fees for joint Account Holder

Not applicable

ATM Interchange (Transactions at Non ICICI Bank ATMs)

Not applicable

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

Not applicable

Issue of DD drawn on ICICI Bank by cheque/transfer

Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000

Statement

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Passbook facility available at base branch free of cost

View and download statement facility available on the website

Cheque Books 

Nil for 20 (w.e.f Aug 01, 2021 - Nil for 25) payable-at-par cheque leaves in a year;
Rs. 20 for every additional cheque book of 10 leaves.

Outstation cheque collection –through ICICI bank branch locations

Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

Outstation cheque collection –through non ICICI bank branch locations

Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

Value Added SMS alert facility

(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)

Nil