Savings Accounts mapped to Family Id

	Regular Family (Semi Urban & Rural locations)	Regular Family (Metro & Urban locations)	Silver Family	Gold Family	The Magnum Family	The New Titanium Family
Available to	All cities	All cities	All cities	All cities	All cities	All cities
Monthly Average Balance (MAB)*	Rs. 20,000	Rs. 30,000	Rs. 50,000	Rs. 1,00,000	Rs. 1,00,000	Rs. 2,00,000
Charges for non maintenance of minimum monthly average balance (NMMAB)	Rs. 100 + 5% of the shortfall in required MAB or Rs. 500 whichever is lower	Rs. 100 + 5% of the shortfall in required MAB or Rs. 500 whichever is lower	Rs. 100 + 2% of the shortfall in required MAB or Rs. 500 whichever is lower	Rs. 100 + 2% of the shortfall in required MAB or Rs. 500 whichever is lower	Rs. 100 + 2% of the shortfall in required MAB or Rs. 500 whichever is lower	Rs. 100 + 2% of the shortfall in required MAB or Rs. 500 whichever is lower
Waiver of non-maintenance of MAB charges	Subject to FD of min Rs 1 lac under the same Cust ID	Subject to FD of min Rs 1.5 lac under the same Cust ID	Subject to FD of min Rs 2.5 lacs under the same Cust ID	Subject to FD of min Rs 5 lacs under the same Cust ID	Subject to FD of min Rs 5 lacs under the same Cust ID	Subject to FD of min Rs 10 lacs under the same Cust ID
Other applicable service charges	As per individual Account variant	As per individual Account variant	As per individual Account variant	As per individual Account variant	As per individual Account variant	As per individual Account variant

Note:

Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
*With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).