Privilege Banking Accounts - Non Senior Citizens

Privilege Account
Blue PrivilegeSavings Account (Non-Senior Citizen)#Gold PrivilegeSavings Account (Non-Senior Citizen)Titanium PrivilegeSavings Account (Non – Senior Citizen)
Available to All cities All cities All cities
Eligibility Resident Indian, >18yrs Resident Indian, >18yrs Resident Indian, >18yrs
Minimum monthly average balance (MAB)* Rs.10,000* Rs.50,000* Rs.125,000***
Charges for non maintenance of minimum monthly average balance (NMMAB)

MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 350 per month.
MAB - Less than Rs. 5,000 – Rs. 450 per month.

(W.e.f. June 1, 2016 :
Rs. 100 + 5% of the shortfall in required MAB).

MAB between – Rs. 25,000 to Rs. 50,000 –Rs. 150 per month.

MAB between – Rs. 10,000 to Rs. 25,000 – Rs. 250 per month.

MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 350 per month.

MAB - Less than Rs. 5,000 – Rs. 450 per month.

(W.e.f. June 1, 2016 :
Rs. 100 + (2% of the shortfall in required MAB or Rs. 500 whichever is lower)).

MAB between - Rs. 50,000 to Rs. 125,000 – Rs. 100 per month.

MAB between – Rs. 25,000 to Rs. 50,000 – Rs. 150 per month.

MAB between - Rs. 10,000 to Rs. 25,000 – Rs. 250 per month.

MAB between - Rs. 5,000 to Rs. 10,000 – Rs. 350 per month.

MAB - Less than Rs. 5,000 – Rs. 450 per month.

(W.e.f. June 1, 2016 :
Rs. 100 + (2% of the shortfall in required MAB or Rs. 500 whichever is lower)).

Waiver of non-maintenanace of MAB charges Not Applicable Subject to FD of min Rs.2.5 lacs under the same CUST ID Subject to FD of min Rs.6.25 lacs under the same CUST ID
Cash transactions (deposits and withdrawals) at base branch i.e all branches/ Cash Acceptor Machine in the same city Unlimited Free of Cost Unlimited Free of Cost Unlimited Free of Cost
Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city
Nil for the first cash withdrawal of a calendar month; Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Any Amount , Third party: Rs.15,000 per day)
Waived off.
(Maximum withdrawal limit – Self: Any Amount , Third party: Rs.15,000 per day)
Waived off
(Maximum withdrawal limit – Self: Any Amount , Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch
At Branch –Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150 (Maximum deposit limit – Self: Any Amount, Third party: Rs. 50 ,000 per day)
At Cash Acceptance Machine – Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150.
Waived off.
(Maximum deposit limit –
Self: Any Amount , Third party: Rs.50,000 per day)
Waived off
(Maximum deposit limit –
Self: Any Amount , Third party: Rs.50,000 per day)
ATM Interchange (Transactions at Non ICICI Bank ATMs) Free Free Free
Transactions at ICICI Bank ATMs Free Free Free
Issue of DD drawn on ICICI Bank by cheque/transfer Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 Nil for D.D. up to Rs.150,000 per day above that Rs 3 per thousand or part thereof maximum of Rs 15000 Nil
Statement

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Free Monthly e-mail statement

Free Monthly statement to be collected from branch

Passbook facility available at base branch free of cost Passbook facility available at base branch free of cost Passbook facility available at base branch free of cost
View and download statement facility available on the website View and download statement facility available on the website View and download statement facility available on the website 
Debit Card Fees for first Account Holder Rs.150 p.a.
For Gramin locations - Rs.99 p.a.
Nil Nil
Debit Card Fees for joint Account Holder Rs.150 p.a.
For Gramin locations - Rs.99 p.a.
Nil Nil
Debit Card Cash withdrawal limit Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
Domestic transaction limit - Daily spending/withdrawal limit: Rs.125,000/ Rs.75,000
International transaction limit - Daily spending/withdrawal limit: Rs.125,000/ Rs.75,000
Domestic transaction limit - Daily spending/withdrawal limit: Rs.150,000/ Rs.100,000
International transaction limit - Daily spending/withdrawal limit: Rs.150,000/ Rs.100,000
Cheque Books

Nil for 20 payable-at-par cheque leaves in a quarter;
Rs. 20 for every additional cheque book of 10 leaves.

Free, payable-at-par Free, payable-at-par
Charges for Multicity cheque payment Nil. Nil. Nil.
Value Added SMS alert facility

 

Rs. 15 per quarter + taxes

Free Free
NEFT Charges - Inward Nil Nil Nil
NEFT Charges - Outward Upto Rs.10,000 – Rs. 2.50 per transaction.
Rs.10.001 to Rs.1 lakh – Rs. 5 per transaction.
Above Rs. 1 lakh to Rs. 2 lakhs – Rs. 15 per transaction.
Above Rs. 2 lakhs - Rs. 25 per transaction.
Upto Rs.10,000 – Rs. 2.50 per transaction.
Rs.10.001 to Rs.1 lakh – Rs. 5 per transaction.
Above Rs. 1 lakh to Rs. 2 lakhs – Rs. 15 per transaction.
Above Rs. 2 lakhs - Rs. 25 per transaction.
(Free through ATM & Internet channels)
Upto Rs.10,000 – Rs. 2.50 per transaction.
Rs.10.001 to Rs.1 lakh – Rs. 5 per transaction.
Above Rs. 1 lakh to Rs. 2 lakhs – Rs. 15 per transaction.
Above Rs. 2 lakhs - Rs. 25 per transaction.
(Free through ATM & Internet channels)
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

 

 

Note:

 

# This product is no longer available for new customers
* This is applicable for customers who hold the Privilege Banking account August 21, 2008 onwards. Non-maintenance of MAB charges not applicable to Salary customers

 

For customers who hold the Privilege Account between April 10, 2008 and August 20, 2008
- The new minimum balance requirement and charges will be applicable October 1, 2008 onwards.
- The current minimum required TRV for Gold Privilege Account is Rs.100,000 out of which min MAB requirement in savings account is Rs.50,000
- The current minimum required TRV for Blue Privilege Account is Rs.25,000 out of which min MAB requirement in savings account is Rs.10,000
- If the required minimum balances are not maintained for two consecutive quarters, Privilege Banking facilities will be withdrawn.
- In addition to the above, If MAB falls below Rs.10,000, non-maintenance of MAB charge @ Rs.750 per quarter is levied. These charges are not applicable for Salary customers

 

For customers who hold the Privilege Account as on April 9, 2008
- The new definition will be applicable October 1, 2008 onwards.
- The current minimum required TRV for Gold Privilege Account is Rs.100,000 out of which min MAB requirement in savings account is Rs.50,000
- The current minimum required TRV for Blue Privilege Account is Rs.25,000 out of which min MAB requirement in savings account is Rs.10,000
- If the required minimum balances are not maintained for two consecutive quarters, Privilege Banking facilities will be withdrawn.
- No non-maintenance of MAB charges applicable

 

*** For Titanium Privilege Account or upgraded an existing account to a Titanium Privilege Account on or before November 30, 2012 ; –
- The minimum required TRV** for Titanium Privilege Account is Rs.5,00,000 and minimum MAB requirement in savings account is Rs.75,000
Charges for non maintenance of minimum monthly average balance :
- MAB between - Rs.50,000 to Rs. 75,000 – Rs. 100 per month.
- MAB between – Rs. 25,000 to Rs. 50,000 – Rs. 150 per month.
- MAB between - Rs.10,000 to Rs. 25,000 – Rs. 250 per month.
- MAB between - Rs.5,000 to Rs. 10,000 – Rs. 350 per month.
- MAB less than Rs. 5,000 – Rs. 450 per month.
Waiver of non-maintenanace of MAB charges: Subject to FD of min Rs.3.75 lacs under the same CUST ID
If the required minimum balances are not maintained for two consecutive quarters, Privilege Banking facilities will be withdrawn.

 

** The Total Relationship Value (TRV) consists of the following products either singly or jointly –
- Balances in bank accounts
- Fixed Deposits
- Mutual Funds
- Bonds / Small Savings
- Investment portion of Life Insurance policies
- Alternate Products (Real Estate Funds, Private Equity Funds, Structured Products etc)

 

The above investments should be through ICICI Bank.

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to period revision. 
  3. *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).