Privilege Accounts - Young Star And Smart Star
Gold Privilege | Titanium Privilege | |||
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Available to |
All Cities |
All Cities |
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Eligibility |
Young Stars Account - Minors < 18 years |
Young Stars Account - Minors < 18 years |
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Minimum monthly average balance (MAB)* |
Rs.50,000 |
Rs.125,000 |
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Charges for non-maintenanace of MAB not applicable |
Subject to FD of min Rs.2.5 lacs under the same CUST ID |
Subject to FD of min Rs.6.25 lacs under the same CUST ID |
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Service Charges | ||||
Cash Transaction Charges |
1) Number Limit (Sum total of deposits and withdrawals) Rs 150 per transaction, post 5 free cash transactions per month. |
1) Number Limit (Sum total of deposits and withdrawals) Rs 150 per transaction, post 7 free cash transactions per month. |
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Additional Cash Transaction Charges | All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
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ATM Interchange (Transactions at Non ICICI Bank ATMs) |
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6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions). |
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Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals) |
Nil |
Nil |
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Issue of DD drawn on ICICI Bank by cheque/transfer |
Nil for D.D. up to Rs.150,000. Above that Rs 5 per thousand or part thereof maximum of Rs.15000 |
Nil |
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Debit Card Fees for first Account Holder |
Nil |
Nil |
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Debit Card Fees for joint Account Holder |
Nil |
Nil |
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Debit Card Cash withdrawal limit |
Daily spending/withdrawal limit Rs.2500 / 5000 |
Daily spending/withdrawal limit Rs.2500 / 5000 |
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Cheque Books |
Nil |
Nil |
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Multicity cheque payment |
Nil |
Nil |
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Value Added SMS alert facility (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)
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Nil |
Nil |
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Penal Charges | ||||
Charges for non maintenance of minimum monthly average balance |
3% of the shortfall in required MAB or Rs. 500 whichever is lower. |
3% of the shortfall in required MAB or Rs. 500 whichever is lower. |
Note:
- Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
- Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).