No Frills Account #

 

Available to

All cities

Eligibility

Resident Indian, >18yrs

Minimum monthly average balance (MAB)

Nil

Charges for non -maintenance of minimum monthly average balance

Nil

Cash transactions (deposits and withdrawals) at base branch i.e all branches/ Cash Recycler Machine (cash deposits) in the same city

Nil for the first 4 transactions in a month;thereafter Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 in the same month (Maximum limit - self: Any Amount, Third party: Rs. 50,000 per day)

Anywhere Cash withdrawal by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city

Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit – Self: Any Amount , Third party: Rs.15,000 per day)

Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city

At Branch –Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs. 150 (Maximum deposit limit –Self: Any Amount, Third party: Rs. 50,000 per day)

At Cash Recycler Machine –Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150

Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)

Nil

ATM Interchange (Transactions at Non ICICI Bank ATMs)

Nil

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

Nil

Issue of DD drawn on ICICI Bank by cheque/transfer(w.e.f. July 01, 2019)

Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000

Statement

Free monthly e-mail statement

Free monthly statement to be collected from branch

Passbook facility available at base branch free of cost

View and download statement facility available on the website

Debit Card Fees for first Account Holder

Nil

Debit Card Fees for joint Account Holder

Nil

Debit Card Cash withdrawal limit

Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/Rs.50,000

Cheque Books

Nil

Value Added SMS alert facility

Rs. 15 per quarter

Outstation cheque collection –through ICICI bank branch locations

Upto Rs. 5,000 - Rs. 25 per instrument
Rs. 5,000 to Rs. 10,000 – Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument

Outstation cheque collection –through non ICICI bank branch locations

Upto Rs. 5,000 - Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh - Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument

# This product is no longer available for new customers w.e.f. 26-Nov-2012.


Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision. 
ase branch i.e all branches/ Cash Recycler Machine (cash deposits) in the same city

 

Nil for the first 4 transactions in a month;thereafter Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 in the same month (Maximum limit - self: Any Amount, Third party: Rs. 50,000 per day).

Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city

Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 (Maximum withdrawal limit –
Self: Any Amount, Third party: Rs.15,000 per day)

Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city

At Branch – Rs. 5 per thousand rupees or part thereof, subject to a minimum of 150 (Maximum deposit limit –Self: Any Amount, Third party: Rs. 50,000 per day)

At Cash Recycler Machine – Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150

 

Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)
(with effect from Dec 15, 2019)

1) Number Limit (Sum total of deposits and withdrawals)
4 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.

2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions.
a) Home Branch (Branch where account is opened or ported)
Rs 2 lakh. Free per month per account.
Above Rs 2 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
b) Non-Home branch –
No charges for cash transactions value up to Rs 25,000 per day.
Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150

3) Third party Cash transaction (Sum total of deposits and withdrawals) -
Up to a limit of Rs 25,000 per day – Rs 150 per transaction.
Above Rs 25,000 not allowed.

ATM Interchange (Transactions at Non ICICI Bank ATMs)

First 3 transactions (inclusive of financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free

First 5 transactions (inclusive of financial and non financial)in all other locations in a month - Free
Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations

Thereafter, Rs.20 per financial transaction and Rs. 8.50 per non financial transaction.

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

First 5 transactions (inclusive of financial and non financial) in a month - Free

Thereafter, Rs.20 per financial transaction and Rs. 8.50 per non financial transaction.

Issue of DD drawn on ICICI Bank by cheque/transfer (w.e.f. July 01, 2019)

Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000

For Rural locations - For amounts upto Rs.10,000–Rs.40, For amounts above Rs.10,000 till Rs.50,000–Rs.60, For amounts above Rs.50,000- Rs.5 per thousand rupees or part thereof (maximum of Rs.15,000)

Statement

Free monthly e-mail statement

Free monthly statement to be collected from branch

Passbook facility available at base branch free of cost

View and download statement facility available on the website

Debit Card Fees for first Account Holder

Rs.150 p.a.

For Gramin locations - Rs.99 p.a.

Debit Card Fees for joint Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Debit Card Cash withdrawal limit

Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000

International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000

Cheque Books (w.e.f. July 01, 2019)

Nil for 20 payable-at-par cheque leaves in a year; Rs. 20 for every additional cheque book of 10 leaves

Multicity cheque payment

Nil

Value Added SMS alert facility

Nil

Outstation cheque collection –through ICICI bank branch locations

Upto Rs. 5,000 – Rs. 25 per instrument.
Rs.5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

Outstation cheque collection –through non ICICI bank branch locations

Upto Rs. 5,000 – Rs. 25 per instrument.
Rs.5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument


Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
  3. *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).