No Frills Account
| Available to | All cities |
| Eligibility | Resident Indian, >18yrs |
| Minimum average quarterly balance | Zero |
| Charges for non -maintenance of minimum quarterly average balance | Not applicable |
| Cash transactions at base branch (branches in same city) | Nil for the first 12 transactions of a quarter; thereafter in the quarter, Rs.50 per transaction. |
| Anywhere Cash withdrawal by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city | Nil for the first cash withdrawal of a calendar month; Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 (Maximum withdrawal limit – Self: Rs.50,000 per day, Third party: Rs.15,000 per day) |
| Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city | Nil for the first cash deposit of a calendar month; |
| ATM Interchange (Transactions at Non ICICI Bank ATMs) | Nil for the first five transactions (inclusive of financial and non-financial transactions) in the month. Thereafter, Rs.18 per cash withdrawal (financial) and Rs.8.50 per balance inquiry, pin change and mini statement (non-financial) transactions |
| Transactions at ICICI Bank ATMs | Free |
| Issue of DD drawn on ICICI Bank by cheque/transfer | Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 |
| Statement | Free Quarterly Statement sent by post |
| Free monthly e-mail statement on request | |
| Free monthly statement to be collected from branch | |
| Debit Card Fees for first Account Holder | Free |
| Debit Card Fees for joint Account Holder | Free |
| Debit Card Cash withdrawal limit | Daily spending/withdrawal limit: 25,000/25,000 |
| Cheque Books | Nil for one chequebook of 15 leaves per annum. Rs.30 for every additional cheque book of 15 leaves. |
| Outstation cheque collection –through ICICI bank branch locations | Upto Rs. 5,000 - Rs. 25 per instrument. Rs. 5,000 to Rs. 10,000 – Rs. 50 per instrument. Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument. Above Rs. 1 lakh - Rs. 200 per instrument |
| Outstation cheque collection –through non ICICI bank branch locations | Upto Rs. 5,000 - Rs. 25 per instrument. Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument. Rs. 10,001 to Rs. 1 lakh - Rs 100 per instrument. Above Rs. 1 lakh - Rs. 200 per instrument |
Note:
1. Common service charges applicable to all savings account variants except for Wealth Management / ICICI Group Global Private Clients and the ones mentioned above. Click here
2. Service tax @ 10.30 % (as per Govt rules) W.e.f. 24-Feb-09 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision.
