Illiterate Savings Account

Available to	All Cities
Eligibility	Resident Indian, >18yrs
Minimum monthly average balance (MAB)*	Rs. 4,500
Charges for non maintenance of minimum monthly average balance	5% of the shortfall in required MAB or Rs 100 whichever is lower.
Cash Transaction Charges (Cumulative of Deposit and Withdrawal)	1) Number Limit (Sum total of deposits and withdrawals) 4 free cash transactions per month. Charges above free limits: Rs 150 per transaction. 2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions. a) Home Branch (Branch where account is opened or ported) Rs 2 lakh. (w.e.f Aug 01, 2021 - Rs 1 lakh) Free per month per account. Above Rs 2 lakh (w.e.f Aug 01, 2021 - Rs 1 lakh) – Rs 5 per Rs 1,000, subject to a minimum of Rs 150 b) Non-Home branch – No charges for cash transactions value up to Rs 25,000 per day. Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150 3) Third party Cash transaction (Sum total of deposits and withdrawals) - Up to a limit of Rs 25,000 per transaction – Rs 150 per transaction.
Additional Cash Transaction Charges	All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.
ATM Interchange (Transactions at Non ICICI Bank ATMs)	First 3 transactions (inclusive of financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free First 5 transactions (inclusive of financial and non financial)in all other locations in a month - Free Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations Thereafter, Rs.20 per financial transaction and Rs. 8.50 per non financial transaction.
Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)	First 5 Financial transactions free in a month; thereafter, Rs.20 per financial transaction All Non-Financial transactions free. (Financial transaction includes - Cash Withdrawal; Non Financial transactions include - Balance Inquiry, Mini statement & Pin change)
Issue of DD drawn on ICICI Bank by cheque/transfer	Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 For Rural locations - For amounts upto Rs.10,000–Rs.40, For amounts above Rs.10,000 till Rs.50,000–Rs.60, For amounts above Rs.50,000- Rs.5 per thousand rupees or part thereof (maximum of Rs.15,000)
Statement	Free monthly e-mail statement
	Free monthly statement to be collected from branch
	Passbook facility available at base branch free of cost
	View and download statement facility available on the website
Debit Card Fees for first Account Holder	Rs.150 p.a. For Gramin locations - Rs.99 p.a.
Debit Card Fees for joint Account Holder	Rs.150 p.a. For Gramin locations - Rs.99 p.a.
Debit Card Cash withdrawal limit	Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000 International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
Cheque Books	Nil for 20 (w.e.f Aug 01, 2021 - Nil for 25) payable-at-par cheque leaves in a year; Rs. 20 for every additional cheque book of 10 leaves
Multicity cheque payment	Nil
Value Added SMS alert facility (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)	Nil
Outstation cheque collection –through ICICI bank branch locations	Upto Rs. 5,000 – Rs. 25 per instrument. Rs.5,001 to Rs. 10,000 – Rs. 50 per instrument. Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument. Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations	Upto Rs. 5,000 – Rs. 25 per instrument. Rs.5,001 to Rs. 10,000 – Rs. 50 per instrument. Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument. Above Rs. 1 lakh - Rs. 200 per instrument
Address change request at branches	Nil

Note:

Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
*With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).