Freedom Savings Account

 

Available to All Cities
Eligibility Resident Indian, >18yrs
Minimum average quarterly balance Rs.10,000*
Charges for non maintenance of minimum quarterly average balance Rs.750 per quarter
Cash transactions at base branch (branches in same city) Nil for the first 12 transactions of a quarter;
thereafter in the quarter, Rs.50 per transaction.
Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Rs.50,000 per day, Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum deposit limit – Rs.50,000 per day)
Issue of DD drawn on ICICI Bank by cheque/transfer Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000
Statement Free Quarterly Statement sent by post
Free monthly e-mail statement on request
Free monthly statement to be collected from branch
Debit Card Fees for first Account Holder Rs.99 p.a.
Debit Card Fees for joint Account Holder Rs.99 p.a.
Debit Card Cash withdrawal limit Daily spending/withdrawal limit: 25,000/25,000
Cheque Books Nil for 30 payable-at-par cheque leaves in a quarter;
Rs. 30 for every additional cheque book of 15 leaves
Charges for Multicity cheque payment Up to Rs 50000 per month: no charges; Above Rs 50000
Rs.3 per thousand rupees on full amount.
ATM Interchange (Transactions at Non ICICI Bank ATMs) Free
Transactions at ICICI Bank ATMs Free
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Chargeable Transactions if minimum Balance is not maintained
Cash transactions at branch in the event of non-maintenance of QAB Nil for the first three transactions of a quarter; Thereafter in the quarter, Rs. 60 per transaction
Cheque books in the event of non-maintenance of QAB Rs. 5 per cheque leaf for all cheque books issued during the quarter

 

* Rs.5000 for customers who hold Freedom account as on January 20, 2008

 

Note:

 

1. Common service charges applicable to all savings account variants except for Wealth Management / ICICI Group Global Private Clients and the ones mentioned above. Click here

 

2. Service tax @ 10.30 % (as per Govt rules) W.e.f. 24-Feb-09 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision.