Easy Receive Account

Available to All Cities
Eligibility Resident Indian, >18yrs
Minimum monthly average balance (MAB)* Metro and Urban locations - Rs.10,000
Semi-urban and Rural locations - Rs.5,000
Waived off if atleast one inward remittance is received in the last three months
Charges for non maintenance of minimum monthly average balance (NMMAB)

Rs. 100 + 5% of the shortfall in required MAB

Cash transactions (deposits and withdrawals) at base branch i.e all branches/ Cash Acceptor Machine in the same city

 

Nil for the first 4 transactions in a month;thereafter Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 in the same month (Maximum limit - self: Any Amount, Third party: Rs. 50,000 per day)

 

Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city
Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 (Maximum withdrawal limit – Self: Any Amount , Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city

At Branch –Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150 (Maximum deposit limit Any Amount, Third party: Rs. 50,000 per day)

At Cash Acceptance Machine –Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150

ATM Interchange (Transactions at Non ICICI Bank ATMs) Nil
Transactions at ICICI Bank ATMs Nil
Issue of DD drawn on ICICI Bank by cheque/transfer
Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000
Statement

Free monthly e-mail statement

Free monthly statement to be collected from branch

Passbook facility available at base branch free of cost
View and download statement facility available on the website
Debit Card Fees for first Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Debit Card Fees for joint Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Debit Card Cash withdrawal limit Daily spending/ withdrawal limit: 75,000/50,000
Cheque Books

Nil for 20 payable-at-par cheque leaves in a quarter;
Rs. 20 for every additional cheque book of 10 leaves

Charges for Multicity cheque payment Nil
Value Added SMS alert facility

Rs. 15 per quarter

Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 - Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh - Rs 100 per instrument
Above Rs.1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,000 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument
Transaction charges in event of non-maintenance of  minimum Monthly Average Balance (MAB)
Cash transactions at branch in the event of non-maintenance of MAB

 

Nil

Cheque book charges in the event of non-maintenance of MAB

Nil


Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision. 
  3. *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).