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AURA Savings Account
| Advantage Woman Regular AURA Savings Account | Advantage Woman Silver AURA Savings Account | Advantage Woman Gold Privilege AURA Savings Account | Advantage Woman Magnum Privilege AURA Savings Account | Advantage Woman Titanium Privilege AURA Savings Account | |
|---|---|---|---|---|---|
| Available in | All cities | All cities | All cities | All cities | All cities |
| Eligibility | Working woman, Resident Indian > 18 years of age | Working woman, Resident Indian > 18 years of age | Working woman, Resident Indian > 18 years of age | Working woman, Resident Indian > 18 years of age | Working woman, Resident Indian > 18 years of age |
| Minimum monthly average balance (MAB)* MAB is the simple average of day-end balances for a calendar month. | Rs. 10,000 MAB requirement waived subject to FD of min Rs.50,000 under the same Cust ID |
Rs. 25,000 MAB requirement waived subject to FD of min Rs.1.25 lacs under the same Cust ID |
Rs. 50,000 MAB requirement waived subject to FD of min Rs.2.5 lacs under the same Cust ID |
Rs. 1,00,000 MAB requirement waived subject to FD of min Rs.5 lacs under the same Cust ID |
Rs. 1,25,000 MAB requirement waived subject to FD of min Rs.6.25 lacs under the same Cust ID |
| Service Charges | |||||
Cash Transaction Charges |
1) Number Limit (Sum total of deposits and withdrawals) |
1) Number Limit (Sum total of deposits and withdrawals) |
1) Number Limit (Sum total of deposits and withdrawals) |
1) Number Limit (Sum total of deposits and withdrawals) |
1) Number Limit (Sum total of deposits and withdrawals) |
| For accounts not maintaining the required MAB | For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
| ATM Interchange (Transactions at non ICICI Bank ATMs) | Nil | Nil | Nil | Nil | Nil |
| Transactions at ICICI Bank ATMs/ Cash Recycler Machines (cash withdrawals) | Nil | Nil | Nil | Nil | Nil |
| Issue of DD drawn on ICICI Bank by cheque/transfer | Rs 50 per Demand Draft (DD) up to Rs 10,000; Rs 5 per Rs 1,000 or part thereof for DD of more than Rs 10,000, subject to a minimum of Rs 75 and maximum of Rs 15,000 | Nil for Demand Draft (DD) up to Rs 100,000. Above Rs 100,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. | Nil for Demand Draft (DD) up to Rs 150,000. Above Rs 150,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. | Nil for Demand Draft (DD) up to Rs 200,000. Above Rs 200,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. | Nil |
| Debit Card Fees annual fees | Rs.150 For Gramin locations - Rs.99 |
Rs.150 For Gramin locations - Rs.99 |
Nil | Nil | Nil |
| Cheque Books | Nil for 25 cheque leaves in a year; Rs. 2 per leaf thereafter |
Nil for 25 cheque leaves in a year; Rs. 2 per leaf thereafter |
Nil | Nil | Nil |
| Value Added SMS alert facility (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000) |
15 paise per sms | Nil | Nil | Nil | Nil |
| Penal Charges | |||||
| Charges for non-maintenance of Minimum Monthly Average Balance (NMMAB) | 6% of the shortfall in required MAB or Rs. 500 whichever is lower. | 6% of the shortfall in required MAB or Rs. 500 whichever is lower. | 3% of the shortfall in required MAB or Rs. 500 whichever is lower. | 3% of the shortfall in required MAB or Rs. 500 whichever is lower. | 3% of the shortfall in required MAB or Rs. 500 whichever is lower. |
Note
- Common service charges applicable to all Savings Account variants except for Wealth Management/ ICICI Bank Private Banking and the ones mentioned above.Click here
- Taxes at prevailing rates as per Govt. rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months. It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times, failing which, customer may not receive the notification(s).
