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AURA Savings Account

 

  Advantage Woman Regular AURA Savings Account Advantage Woman Silver AURA Savings Account Advantage Woman Gold Privilege AURA Savings Account Advantage Woman Magnum Privilege AURA Savings Account Advantage Woman Titanium Privilege AURA Savings Account
Available in All cities All cities All cities All cities All cities
Eligibility Working woman, Resident Indian > 18 years of age Working woman, Resident Indian > 18 years of age Working woman, Resident Indian > 18 years of age Working woman, Resident Indian > 18 years of age Working woman, Resident Indian > 18 years of age
Minimum monthly average balance (MAB)* MAB is the simple average of day-end balances for a calendar month. Rs. 10,000
MAB requirement waived subject to FD of min Rs.50,000 under the same Cust ID
Rs. 25,000
MAB requirement waived subject to FD of min Rs.1.25 lacs under the same Cust ID
Rs. 50,000
MAB requirement waived subject to FD of min Rs.2.5 lacs under the same Cust ID
Rs. 1,00,000
MAB requirement waived subject to FD of min Rs.5 lacs under the same Cust ID
Rs. 2,00,000
MAB requirement waived subject to FD of min Rs.10 lacs under the same Cust ID
Penal Charges
Charges for non-maintenance of Minimum Monthly Average Balance (NMMAB) 6% of the shortfall in required MAB or Rs. 500 whichever is lower. 6% of the shortfall in required MAB or Rs. 500 whichever is lower. 3% of the shortfall in required MAB or Rs. 500 whichever is lower. 3% of the shortfall in required MAB or Rs. 500 whichever is lower. 3% of the shortfall in required MAB or Rs. 500 whichever is lower.
Service Charges

Cash Transaction Charges
Home Branch (Branch where the account is opened or ported)
(Deposits and withdrawals across branches and deposits in Cash Recycler Machines considered.)

1) Number Limit (Sum total of deposits and withdrawals)
Rs 150 per transaction, post 4 free cash transactions per month.
2) Value Limit (Sum total of deposits and withdrawals)
Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher.

a) Non-Home branch –
Rs 5 per Rs 1,000, for transaction value above Rs 25,000 at non-home branch in a day or Rs 150, whichever is higher.
b) Third party cash transactions charged at Rs 150 per transaction. Per transaction value capped at Rs 25,000.

1) Number Limit (Sum total of deposits and withdrawals)
Rs 150 per transaction, post 5 free cash transactions per month.
2) Value Limit (Sum total of deposits and withdrawals)
Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher.

a) Non-Home branch –
Rs 5 per Rs 1,000, for transaction value above Rs 25,000 at non-home branch in a day or Rs 150, whichever is higher.
b) Third party cash transactions charged at Rs 150 per transaction. Per transaction value capped at Rs 25,000.

1) Number Limit (Sum total of deposits and withdrawals)
Rs 150 per transaction, post 5 free cash transactions per month.
2) Value Limit (Sum total of deposits and withdrawals)
Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher.
Limits are inclusive of both Home and Non home branch transactions. (Self and Third party)

1) Number Limit (Sum total of deposits and withdrawals)
Rs 150 per transaction, post 5 free cash transactions per month.
2) Value Limit (Sum total of deposits and withdrawals)
Rs 5 per Rs 1,000, post free limit of Rs 2 lakh, per month or Rs 150, whichever is higher.
Limits are inclusive of both Home and Non home branch transactions. (Self and Third party)

1) Number Limit (Sum total of deposits and withdrawals)
Rs 150 per transaction, post 7 free cash transactions per month.
2) Value Limit (Sum total of deposits and withdrawals)
Rs 5 per Rs 1,000, post free limit of Rs 5 lakh, per month or Rs 150, whichever is higher.
Limits are inclusive of both Home and Non home branch transactions. (Self and Third party)

For accounts not maintaining the required MAB

For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

For all free cash transactions, Rs 100 per transaction, for the first two cash transactions and Rs 125 for the subsequent transactions will be levied. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

ATM Interchange (Transactions at non ICICI Bank ATMs) Nil Nil Nil Nil Nil
Transactions at ICICI Bank ATMs/ Cash Recycler Machines (cash withdrawals) Nil Nil Nil Nil Nil
Issue of DD drawn on ICICI Bank by cheque/transfer Rs 50 per Demand Draft (DD) up to Rs 10,000; Rs 5 per Rs 1,000 or part thereof for DD of more than Rs 10,000, subject to a minimum of Rs 75 and maximum of Rs 15,000 Nil for Demand Draft (DD) up to Rs 100,000 per day. Above Rs 100,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. Nil for Demand Draft (DD) up to Rs 150,000 per day. Above Rs 150,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. Nil for Demand Draft (DD) up to Rs 200,000 per day. Above Rs 200,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. Nil
Debit Card Fees annual fees Rs.150
For Gramin locations - Rs.99
Rs.150
For Gramin locations - Rs.99
Nil Nil Nil
Cheque Books  Nil for 25 cheque leaves in a year;
Rs. 2 per leaf thereafter
Nil for 25 cheque leaves in a year;
Rs. 2 per leaf thereafter
Nil Nil Nil
Value Added SMS alert facility

(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)

Rs 15 per quarter Nil Nil Nil Nil
Outstation cheque collection – through ICICI Bank branch locations Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Outstation cheque collection –through Non-ICICI Bank branch locations Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.
Up to Rs 5,000 – Rs 25 per instrument.
Rs 5,001 to Rs 10,000 – Rs 50 per instrument.
Rs 10,001 to Rs 1 lakh – Rs 100 per instrument.
Above Rs 1 lakh - Rs 200 per instrument.

 

Note

  1. Common service charges applicable to all Savings Account variants except for Wealth Management/ ICICI Bank Private Banking and the ones mentioned above.Click here
  2. Taxes at prevailing rates as per Govt. rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to periodic revision.
  3. *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months. It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times, failing which, customer may not receive the notification(s).

 

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