ICICI Bank BizSavings Account

 

ICICI Bank BizSavings Account (Schedule of Charges for Account linked under BizSavings Account Family ID)
 ICICI Bank BizSavings Gold AccountICICI Bank BizSavings Titanium Account
Available to All cities All cities
Eligibility Resident Indian, >18yrs to <60yrs Resident Indian, >18yrs to <60yrs
Minimum monthly average balance (MAB)* Savings Account Rs. 50,000* Rs 200,000
Quaterly Average Balance (QAB) Current Account Rs. 100,000 Rs. 500,000
Quaterly Average Balance (QAB) Current & Savings Account Rs. 100,000 Rs. 500,000
Total Relationship Value (TRV)*
Fixed Deposit, Current & Savings Account balances in linked Family ID
Rs. 500,000 Rs. 1,500,000
Charges for non maintenance of minimum quaterly average balance (NMQAB) Nil Nil
FD in lieu of requisite balances under Family ID Fixed Deposit (FD) of minimum Rs 5 lacs under the same Family ID Fixed Deposit (FD) of minimum Rs 15,00,000 under the same Family ID
Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)
Number Limit (Sum total of deposits and withdrawals)
5 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.
OR
Value Limit (Sum total of deposits and withdrawals)
The value limit is inclusive of both Home and Non home branch transactions.
Rs 2 lakh. Free per month per account.
Above Rs 2 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
(Inclusive – Self and Third party)
Number Limit (Sum total of deposits and withdrawals)
7 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.
OR
Value Limit (Sum total of deposits and withdrawals)
The value limit is inclusive of both Home and Non home branch transactions.
Rs 5 lakh. Free per month per account.
Above Rs 5 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
(Inclusive – Self and Third party)
ATM Interchange (Transactions at Non ICICI Bank ATMs) Nil Nil
Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals) Nil Nil
Issue of DD drawn on ICICI Bank by cheque/transfer  Nil for D.D. up to Rs.150,000 per day above that Rs 5 per thousand or part thereof maximum of Rs 15000 Nil
Statement Free Monthly e-mail statement
Free monthly statement to be collected from branch
Passbook facility available at base branch free of cost
View and download statement facility available on the website
Free Monthly e-mail statement
Free monthly statement to be collected from branch
Passbook facility available at base branch free of cost
View and download statement facility available on the website
Debit Card Fees for first Account Holder
Nil
Nil
Debit Card Fees for joint Account Holder
Nil
Nil
Debit Card Cash withdrawal limit Domestic transaction limit - Daily spending/withdrawal limit: Rs.125,000/ Rs.75,000
International transaction limit - Daily spending/withdrawal limit: Rs.125,000/ Rs.75,000
Domestic transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 500,000/ Rs.150,000
International transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 100,000/ Rs 125,000
Cheque Books 
Nil
Nil
Charges for Multicity cheque payment Nil Nil
Value Added SMS alert facility
(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)
Nil Nil
Outstation cheque collection – through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument
Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection – through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument
Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument

 

Note:

 

 

1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.

 

2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.

 

 

*** For BizSavings Account or upgraded an existing account to a Titanium Privilege Account ;

 

For account linked in BizSavings Family ID schedule charges of will applicable as per existing current account variant.

 

For Non Maintainance of Quaterly Average Balance refer BizSavings Acocunt Terms & Condition

 

 

** The Total Relationship Value (TRV) consists of the following products either singly or jointly –

 

Total Relationship Value in the linked BizSavings Family ID will be considered for balance in savings account, current account & fixed deposit under the Family ID