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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
6.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.25% Apply Now
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
10.99*% Apply Now

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ICICI Bank's Factoring performs an important trade finance service by helping you convert your receivables into cash - thus helping you tide over constraints of cash flow and working capital.


Factoring relies on the financial strength, creditworthiness of your customers. Your account receivables in the form of invoices and bills are purchased by ICICI Bank at a discount. Thus, the onus of collection too falls on ICICI Bank and you can focus your attention and effort on the growth of your business.


  • Domestic factoring - discounting of non-LC backed domestic invoices/ bills
  • Export factoring - discounting of non-LC backed export invoices/bills


  • Flexible financial solution
  • Improves your cash flow
  • Improves your credit rating
  • Reduces your credit risk
  • Funding based on creditworthiness of your customers
  • Improves supplier discounts
  • Releases working capital for other business needs
  • Shifts your focus from your cash flows to the growth of your business
  • Efficient management of your receivables