Disclaimers for General Insurance

 

1ICICI Lombard Group Health Insurance “Premium starting at Rs 11 per day”: Daily premium is calculated for one adult in age group 21-25 years with sum insured of Rs 5 lakh, excluding OPD and maternity cover. Premium is subject to change as per cover opted and age of customer during enrolment.

 

2ICICI Lombard Group Health Insurance “Premium starting at Rs 20 per day”: Daily premium is calculated for one adult in age group 21-25 years with sum insured of Rs 5 lakh. Premium is subject to change as per cover opted and age of customer during enrolment without OPD and Maternity benefit. Premium includes add-on cover of OPD and maternity.

 

3ICICI Lombard Group Health Insurance “AYUSH treatment”: Re-imbursement of expenses for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment only when the treatment has been undergone in a government hospital or in any institute recognised by the government and/or accredited by Quality Council of India/National Accreditation Board.

 

4ICICI Lombard Group Health Insurance “Cashless Hospitalization in 4000+ Network hospitals”: As on 1st July 2019, for updated hospital list please visit our website https://www.icicilombard.com

 

5ICICI Lombard Group Health Insurance “No Medical test up to age of 55”: Medical tele screening or medical test will be done for the applicant declaring any pre-existing medical or health related condition.

 

6ICICI Lombard Group Health Insurance “Lifelong renewability”: Entry age in this policy is up to age of 55.

 

7ICICI Lombard Group Health Insurance “Covers OPD expenses”: If opted for outpatient cover the maximum amount that can be reimbursed for expenses incurred under wellness activity cannot exceed the sum insured

 

8ICICI Lombard Group Health Insurance “Complete family cover in one plan (2adult+2 Child)”: Please read policy wording for more detail.

 

Master Policy Wordings for Sum Insured – Rs. 5 and 7 lakh

 

Master Policy Wordings for Sum Insured – Rs. 10, 15, 20 and 25 lakh

 

9ICICI Lombard Group Health Insurance “Cashless approvals within 4 hours”: Insurer will respond within 4 hours on receipt of complete set of documents and information

 

10ICICI Lombard Group Health Insurance “Additional tax benefits under Section 80D of Income Tax Act”: Deduction under section 80D is as per applicable provisions of the Income Tax Act, 1961 and amendments made thereto.

 

11ICICI Lombard Group Health Insurance “Tax deduction up to Rs 75,000 under section 80D”: Deduction under section 80D is as per applicable provisions of the Income Tax Act, 1961 and amendments made thereto. The breakup of above premium is as under A) Premium for health insurance covering yourself and family is Rs 25000. B) Premium for health insurance covering your parents who are above 60 years is Rs 50000.

 

Terms and Conditions apply. ICICI Bank Limited is not responsible for third party products, goods, services, and offers.

 

The advertisement contains only an indicative of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the terms & conditions/policy wording carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited. Group Health Insurance (Misc 11) ICIHLGP02001V030102.

 

ICICI Bank Limited (“ICICI Bank”) with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat (CIN: L65190GJ1994PLC021012) Toll Free No. 1860 120 7777 is only a Corporate Agent (Composite, IRDAI Regn No.: CA0112 valid till March 31, 2022) of ICICI Lombard General Insurance Company Limited having its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai 400025. IRDAI Reg. No. 115. Toll Free No. 1800 2666. Fax No. 022 61961323, CIN: L67200MH2000PLC129408.

 

Enrolment by ICICI Bank’s customer of any insurance products is purely voluntary, and is not linked to availment of any other facility from ICICI Bank.

 

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRADULENT OFFERS

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
  • Public receiving such phone calls are requested to lodge a police complaint.