Gold Privilege Savings Account - Eligibility

The account is available for Resident Individual (sole or joint account), Foreign national and Hindu undivided family (HUF) customers, above age of 18 years.


This account is also available for minor customers below 18 years and Senior citizen customers who have completed 60 years.

Monthly Average Balance (MAB) requirement

The minimum Monthly Average Balance (MAB) required to be maintained for a Gold Privilege Account is Rs. 50,000. Non-maintenance of MAB in any month will attract a charge* as per the following guidelines:


MAB maintained in the accountCharges to be levied*
Rs. 25,000 =< MAB < Rs. 50,000 Rs. 150 per month
Rs. 10,000 =< MAB < Rs. 25,000 Rs. 250 per month
Rs. 5,000 =< MAB < Rs. 10,000 Rs. 350 per month
MAB < Rs. 5,000/- Rs. 450 per month



 *Non-maintenance of MAB charges waived off subject to FD of min Rs.2.5 lacs in the same CUST ID

*The above is applicable for customers who have opened or upgraded to Gold Privilege Banking account on or after August 21, 2008. Non-maintenance of MAB charges not applicable to Salary customers.