|Particulars||Salaried Individual||Self-Employed Individual||Partnership Firm||Private / Public Ltd Co|
|Age Criteria*||The applicant should be above 25 years old at the time of application, and upto 58 years of age at the time of maturity of the loan.||Any proprietor, partner, professional or director above 28 years but below 65 years at the time of the loan maturity.||-||Limited companies should have been in existence for at least 3 years.|
|Income Criteria*||Gross annual income of at least Rs. 2.50 lakhs.||Gross annual income of at least Rs. 2.00 lakhs.||Firm should have a minimum PAT (profit after tax) of Rs. 2.00 lakhs.||Minimum PAT (profit after tax) of Rs. 2.00 lakhs.|
|Stability||The total employment stability should be more than 2 years and current employment stability of minimum 1 year.||Business stability should be more than 3 years.||Business stability should be more than 3 years.||Business stability should be more than 3 years.|
Eligibility Criteria for Privilege Banking Customers
* Conditions apply
- Income proof
- Salaried individuals
Latest Salary Slip and 2 years Form 16/ Income tax returns.
- Self-Employed individuals
Income Tax Returns of 2 previous financial years.
- Partnership Firms, Societies & Companies
Income Tax returns of 2 previous financial years along with complete financial/audit report.
- Salaried individuals
- Documents supporting customer information
Identity Proof, Signature Proof and Address Proofs as per ICICI Bank norms (Our representative will help you choose suitable documents).
- Other documents
- Partnership Firms: Partnership deed and Letter signed by all partners authorising one partner to execute the required Car Loans documentation.
- Societies and Companies: Resolution by Board of Directors (or such managing body) & Memorandum & Articles of Association (or Society/Trust deed).
- Our representative will help you with the formats of documents and the information required.
Choose from a wide range of products and services
Explore the power of simpler and smarter Banking. Bank online with over 250 services
Bank on the go with our Mobile Banking services. Download app or use SMS
Bank 24/7 through a widespread network of over 4,850 branches and 15,063 ATMs