|Particulars||Salaried Individual||Self-Employed Individual||Partnership Firm||Private / Public Ltd Co|
|Age Criteria*||The applicant should be above 25 years old at the time of application, and upto 58 years of age at the time of maturity of the loan.||Any proprietor, partner, professional or director above 28 years but below 65 years at the time of the loan maturity.||-||Limited companies should have been in existence for at least 3 years.|
|Income Criteria*||Gross annual income of at least Rs. 2.50 lakhs.||Gross annual income of at least Rs. 2.00 lakhs.||Firm should have a minimum PAT (profit after tax) of Rs. 2.00 lakhs.||Minimum PAT (profit after tax) of Rs. 2.00 lakhs.|
|Stability||The total employment stability should be more than 2 years and current employment stability of minimum 1 year.||Business stability should be more than 3 years.||Business stability should be more than 3 years.||Business stability should be more than 3 years.|
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Eligibility Criteria for Privilege Banking Customers
- Income proof
- Salaried individuals
Latest Salary Slip and 2 years Form 16/ Income tax returns.
- Self-Employed individuals
Income Tax Returns of 2 previous financial years.
- Partnership Firms, Societies & Companies
Income Tax returns of 2 previous financial years along with complete financial/audit report.
- Salaried individuals
- Documents supporting customer information
Identity Proof, Signature Proof and Address Proofs as per ICICI Bank norms (Our representative will help you choose suitable documents).
- Other documents
- Partnership Firms: Partnership deed and Letter signed by all partners authorising one partner to execute the required Car Loans documentation.
- Societies and Companies: Resolution by Board of Directors (or such managing body) & Memorandum & Articles of Association (or Society/Trust deed).
- Our representative will help you with the formats of documents and the information required.
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