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Rubyx Debit Card

Rubyx Debit Card

ICICI Bank introduces Rubyx Debit Card:

  • A feature-rich, fee-based debit card on the VISA Signature platform, specially crafted for discerning customers like you.
  • Rubyx Debit Card is packed with host of benefits and special privileges.
  • Enjoy shopping, savings with special discounts, higher Reward Points earnings and the complete security of not having to carry large amounts of cash around with you.

To book your movie ticket and for detailed Terms & Conditions, please click here.

ICICI Bank Rubyx Debit Card Benefits:

High cash withdrawal limit & transaction limit

Enjoy a high cash withdrawal limit of Rs.1.5 lac per day and transaction limit of Rs.2.5 lac per day.

Online transactions

You can use your ICICI Bank Rubyx Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. All you need to do is register your Rubyx Debit Card for “Verified By Visa”.

Fuel surcharge waiver

As an ICICI Bank Rubyx Debit Card holder, you get a waiver of 2.5% surcharge* for the fuel transactions you make at HPCL pumps. This leads to more savings and more convenience. All you have to do is to produce your ICICI Bank Rubyx Debit Card at the HPCL petrol pump, swipe it on an ICICI Bank Terminal only and save surcharge on your fuel purchases.


Air Accident insurance of Rs. 3 Crores, Personal Accident insurance of Rs. 15 lakh and Purchase Protection of Rs. 5 lakh.

Zero Liability Protection

The ICICI Bank Rubyx Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.


Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card has changed. Click here for more details.

Better tracking

Receive instant SMS alerts on transaction made at merchant establishments.


Earn 6 points on every Rs 100 spent at merchant establishment in India.

  • You can earn points as follows:
 At merchant establishment in IndiaAt Indian WebsitesAt merchant establishment located outside India
PAYBACK points per Rs. 200 6 6 10


Note:W.e.f 1-April-2012 you will not earn reward points on mutual fund and insurance premium payment made through your ICICI Bank Debit Card.

Itemized billing

Your ICICI Bank Rubyx Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.


*2.5% surcharge waived on fuel spends of Rs.401 and above, at select HPCL outlets.