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Getting a home loan from ICICI Bank is easy and quick. We know you may need a Home Loan for the purpose of buying or constructing a new home , and in some cases, to renovate the house you currently live in. Whatever the reason, we keep the paperwork and other formalities to a minimum so that you aren’t stressed out. Home Loan documentation is simple. The list of documents for a Home Loan required are Proof of your identity, address and income.
Moreover, if you are an existing customer of ICICI Bank, you can now enjoy the benefit of reduced documentation.
List of Documents Required to Apply for Home Loan
| Documents | Salaried | Self Employed Professional | Self Employed Non Professional |
| Application form with photograph duly signed |  |
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| Identity, residence and age proof | |
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| Last 6 months bank statements | |
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| Last 3 months Salary-slips | |
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| Processing fee cheque | |
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| Form 16/ Income Tax Returns | |
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| Proof of business existence | |
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| Business profile | |
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| Education qualification certificate and proof of business existence | |
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| Last 3 years Income Tax Returns with computation of Income | |
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| Last 3 years CA Certified/ Audited Balance Sheet and Profit & Loss Account | |
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When applying for a Home Loan Property at ICICI Bank, you will need to submit the following documents based on your employment type:
- For salaried individuals:
- Aadhaar card, passport, voter ID or any other government-issued ID for identity proof
- Utility bills, passport, Aadhaar card or voter ID for address proof
- Form 16, salary slips for the last 3 months and bank statements for the last 6 months
- Sale deed, title deed, approved building plan and other occupancy documents
- Recent passport-sized photos
- Duly filled and signed loan application form.
- For self-employed individuals:
- Aadhaar card, passport, voter ID or any other government-issued ID for identity proof
- Utility bills, passport, Aadhaar card or voter ID for address proof
- Audited financial statements for the last 2 years, including balance sheets and profit & loss statements. ITR documents will also be required
- GST registration, trade licence, partnership deed, articles of association, SEBI registration certificate and ROC registration certificate
- Bank statements for the last 6 months
- Recent passport-sized photos
- Duly filled and signed loan application form.
Post closure of loan, documents required for handover of original Property documents
- Power Of Attorney format for collection of original Property documents
- In case of death of Loan Account holder:
- Request letter from the Legal Heir/ Claimant/ Nominee(s) for handover of Property documents
- Letter of relinquishment for relinquishing right (Nominee/ Legal heir) in favour of Legal Heirs/ Nominees/ surviving owners for handover of Property documents
ICICI Bank offers higher home loan eligibility and lower EMIs at attractive interest rates in india. Please click here to know more about fees and service charges applicable for ICICI Bank Home.
Apply Now Check your Eligibility
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Popular FAQs
The documentation required for availing of a Home Loan depends on various factors such as customer profile, profession, etc. Click here to know more about the documents required for Home Loan.
There are certain documents which are required to process a Home Loan. However, existing ICICI Bank customers can enjoy the benefit of reduced documentation. Click here to know more about the documentation required for Home Loan.
There is no stipulated limit on the amount you can avail through an ICICI Bank Home Loan. The tenure can go up to years while the interest rates will be competitive.
The Interest Rates charged by the ICICI Bank are Repo Rate linked and are determined by other factors too. You can visit the Bank's website to get a better understanding of the rates that are likely to be charged.
When applying for an ICICI Bank Home Loan, the below documents are required:
An application form with a signed passport photograph
Current residence and age proof
Bank statements forthe last three months.
The requirement for other documents will vary depending on whether you are a:
Salaried individual
Self-employed professional
Self-employed non-professional
To check what these documents are, please visit ICICI Bank’s website.
The following Home Loans are available with ICICI Bank:
30 year Home Loan
Home Improvement Loan
Land Loan
Money Saver: An OD based Home Loan Facility.
Balance Transfer
Step up Home Loans
